1007 Pepper Ridge Ct, Lugoff, SC 29078 Property Records

Kershaw County property record for 1007 Pepper Ridge Ct, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	2,803 sqft · built 1984
Owner	Owner Name on Record
Last Sale	$185,000 (Mar 2010)
Tax Bill	$1,512 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`309-02A-0E-006-S89`

Property Details

APN / Parcel Number

Primary APN	`309-02A-0E-006-S89`
Alternative APN	`2229`

Interior

Stories	1 Story
Building Area	2,803 sqft Gross Area
Gross Area	2,001 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Brick
Garage Type	Detached
Garage Area	500 sqft
Porch	Porch
Porch Area	208 sqft

Location & Zoning

Account Number	2229
Old Parcel Number	309-02A-0E-006 S89
Street Address	1007 PEPPER RIDGE CT
City	LUGOFF
State	SC
Zip	29078-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	DIST:277F MAP REF:BK 36 PG 2857
Legal Subdivision	PEPPER RDG SUB SEC 3
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2002
Census Tract	970905

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1007 PEPPER RIDGE CT, LUGOFF, SC 29078-9652
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MID CAROLINA CU
Feb 22, 2019	Deed of Trust, Mortgage · Line of Credit MID CAROLINA CU

Assessor's Deed Record

Last Sale	Mar 3, 2010 · Amount on Record
Deed Sale	Mar 3, 2010 · Amount on Record
Deed Document Number	0002641274
Deed Book / Page	2641 / 274
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1007 PEPPER RIDGE CT, LUGOFF, SC 29078-9652
Document Number	0000001614
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 PEPPER RIDGE CT LUGOFF SC 290789652, LUGOFF, SC 29078-9652

Mortgage

Document Number	0000001614
Date	Feb 24, 2020
Book Page	004173/000153
Instrument	1614

Lender

Name	MID CAROLINA CU
Type	Credit Union
Address	CAMDEN, SC 29020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 23, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1007 PEPPER RIDGE CT, LUGOFF, SC 29078-9652
Document Number	0000001704
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 PEPPER RIDGE CT LUGOFF SC 290789652, LUGOFF, SC 29078-9652

Mortgage

Document Number	0000001704
Date	Mar 7, 2019
Book Page	003994/000210
Instrument	1704

Lender

Name	MID CAROLINA CU
Type	Credit Union
Address	LUGOFF, SC 29078

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 6, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,512.00 (-0.53%)	$217,800 (-) Land $30,000 Building $187,800	$217,800 (-)
2023	$1,520.00	$217,800 Land $30,000 Building $187,800	$217,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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