1007 Payne Ln, Spring City, TN 37381 Property Records

Rhea County property record for 1007 Payne Ln, Spring City, TN 37381

Property Summary

Property Type	Mobile Home
Details	3 ba · 1,620 sqft · built 2021
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on File
Last Sale	$272,500 (Feb 2023)
Tax Bill	$890 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072025 00108`

Property Details

APN / Parcel Number

Primary APN	`072025 00108`
Alternative APN	`025 00108`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	95,832 sqft (2.2 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Deck Area	400 sqft
Patio Area	148 sqft
Shed	1 Shed
Shed Area	1 sqft
Utility Building	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1007 PAYNE LN
City	SPRING CITY
State	TN
Zip	37381-6516
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 1; SUBDIVISION: VALLEY DALE
Legal Subdivision	VALLEY DALE
Legal Lot Number	25
Jurisdiction	RHEA TN
Township / Civil Division	1
Census Block Group	2
Census Block	2023
Census Tract	975000

Owner

1007 Payne Ln, a mobile home, is owned and occupied by an individual who bought it in February 2023.

Source: Rhea County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1007 PAYNE LN, SPRING CITY, TN 37381-6516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Jan 15, 2021	Warranty Deed, Transfer TITLE INSURANCE COMPANY, TITLE INSURANCE CO
Aug 5, 2020	Grant Deed, Transfer TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2023 · Amount on File
Deed Sale	Feb 14, 2023 · Amount on File
Prior Sale	Jan 15, 2021 · Amount on File
Deed Document Number	23017756
Deed Book / Page	512 / 189
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Feb 14, 2023
Property Address	1007 PAYNE LN, SPRING CITY, TN 37381-6516
Document Number	0000017756
Book / Page	512 / 189
Map Reference	MB 3 PG 195
Instrument Date	Dec 31, 2022
Instrument	23017756
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	CROSSLAND TITLE, CROSSLAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,008.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 KINGSBRIDGE LN, CROSSVILLE, TN 38558-2990

Mortgage

Document Number	0000017757
Date	Feb 14, 2023
Instrument	23017757

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Jan 15, 2021
Property Address	1007 PAYNE LN, SPRING CITY, TN 37381-6516
Document Number	0000005543
Book / Page	000490 / 000064
Instrument Date	Jan 12, 2021
Instrument	5543
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1007 PAYNE LN SPRING CITY TN 373816516, SPRING CITY, TN 37381-6516

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RHEA TN
Recording Date	Aug 5, 2020
Property Address	1007 PAYNE LN, SPRING CITY, TN 37381-6516
Document Number	0000003053
Book / Page	000485 / 000394
Instrument Date	Aug 4, 2020
Instrument	3053
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$229.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1118 PAYNE LN SPRING CITY TN 373815650, SPRING CITY, TN 37381-5650

Tax Assessment & Valuation

The 2025 property tax bill for 1007 Payne Ln was $890.

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$890.00	$66,025 Land $8,125 Building $57,900
2024			$264,100 Land $32,500 Building $231,600
2022		$34,075 Land $5,375 Building $28,700	$136,300 Land $21,500 Building $114,800
2021	$262.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1007 Payne Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 Payne Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH U.D. OF RHEA COUNTY serves 3,640 people · EPA ID TN0000970
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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