1007 Overhill Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 1007 Overhill Rd, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,451 sqft · built 2000
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jul 2023)
Tax Bill	$2,839 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`324F028`

Property Details

APN / Parcel Number

Primary APN	`324F028`
Alternative APN	`6339718`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,451 sqft Living Area
1st Floor Area	1,451 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	65 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1007 OVERHILL RD
City	SALISBURY
State	NC
Zip	28144-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L4 THE WILLOWS AT WOODFIELD .20AC
Legal Subdivision	THE WILLOWS AT WOODFIELD
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3020
Census Tract	51302

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1007 OVERHILL RD, SALISBURY, NC 28144-8403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 13, 2023	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Oct 4, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	May 26, 2023 · Amount on Record
Deed Book / Page	1426 / 431
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1007 OVERHILL RD, SALISBURY, NC 28144-8403
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 OVERHILL RD, SALISBURY, NC 28144-8403

Mortgage

Document Number	0014770467
Date	Feb 16, 2026
Book Page	1477/467

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 13, 2023
Property Address	1007 OVERHILL RD, SALISBURY, NC 28144-8403
Document Number	0014260431
Book / Page	1426 / 431
Map Reference	MB 9995 PG 3363
Instrument Date	Jul 13, 2023
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	AUSTIN TITLE, AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	329 MUIRFIELD WAY, SALISBURY, NC 28144-8427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 OVERHILL RD, SALISBURY, NC 28144-8403

Mortgage

Document Number	0001426432
Date	Jul 13, 2023
Instrument	1426/432

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 4, 2019
Property Address	1007 OVERHILL RD, SALISBURY, NC 28144-8403
Document Number	0013350783
Book / Page	1335 / 0783
Map Reference	MB 9995 PG 3363
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3114 RIVERSIDE DR, 3114, LEXINGTON, NC 27292-7962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 OVERHILL RD, SALISBURY, NC 28144-8403

Mortgage

Document Number	0013350784
Date	Oct 4, 2019
Instrument	1335/0784

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,839.00	$237,448 (-) Land $25,000 Building $212,448	$237,448 (-) Land $25,000 Building $212,448
2023	$2,839.00 (+49.66%)	$237,448 (+72.35%) Land $25,000 Building $212,448	$237,448 (+72.35%) Land $25,000 Building $212,448
2022	$1,897.00	$137,769 Land $21,000 Building $116,769	$137,769 Land $21,000 Building $116,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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