1007 Oswego Rd, Naperville, IL 60540 Property Records

DuPage County property record for 1007 Oswego Rd, Naperville, IL 60540

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,623 sqft · built 1984
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$267,000 (Aug 2019)
Tax Bill	$7,253 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-24-119-011`

Property Details

APN / Parcel Number

Primary APN	`07-24-119-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,623 sqft Living Area
1st Floor Area	818 sqft
2nd Floor Area	805 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	12.3 ft deep x 3.9 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1007 OSWEGO RD
City	NAPERVILLE
State	IL
Zip	60540-6255
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R
Legal Description	DEVONSHIRE UNIT ONE ALL
Legal Subdivision	DEVONSHIRE UNIT ONE
Legal Lot Number	11
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2000
Census Tract	846521

Owner

1007 Oswego Rd, a duplex, is owned and occupied by an individual who bought it in August 2019.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1007 OSWEGO RD, NAPERVILLE, IL 60540-6255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Prior Sale	Aug 20, 2012 · Amount on File
Deed Document Number	201973419
Prior Transfer Date	Aug 10, 2012
Prior Transfer Doc	0000111364
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 23, 2019
Property Address	1007 OSWEGO RD, NAPERVILLE, IL 60540-6255
Document Number	0000073419
Map Reference	DOC R82-29083
Instrument Date	Jul 29, 2019
Instrument	R2019-073419
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ACQUEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 OSWEGO RD, NAPERVILLE, IL 60540-6255

Mortgage

Document Number	0000073420
Date	Aug 23, 2019
Instrument	R2019-073420

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.14%

Tax Assessment & Valuation

The 2025 property tax bill for 1007 Oswego Rd was $7,253 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,253.00	$132,401 Land $43,084 Building $89,317	$397,203 Land $129,252 Building $267,951
2022	$6,528.00 Homeowner's exemption	$107,040 Land $34,570 Building $72,470	$321,120 Land $103,710 Building $217,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1007 Oswego Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 Oswego Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20