1007 Oakstone Dr, Monroe, NC 28110 Property Records

Union County property record for 1007 Oakstone Dr, Monroe, NC 28110 · Last verified July 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,837 sqft · built 2002
Lot Size	0.258 acres (11,238 sqft)
Owner	Trust Name on File
Last Sale	$275,000 (Mar 2021)
Tax Bill	$2,488 (2025)
Deeds & Mortgages	Jun 2023 Transfer Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-027-432`

Property Details

APN / Parcel Number

Primary APN	`07-027-432`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,837 sqft Living Area
Gross Area	2,277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	21 sqft
Deck Area	206 sqft
Patio Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1007 OAKSTONE DR
City	MONROE
State	NC
Zip	28110-9185
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#30 OAKSTONE MP2 OPCG783
Legal Subdivision	OAKSTONE
Legal Lot Number	30
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3003
Census Tract	20321

Owner

Source: Union County records · APN 07-027-432

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	1007 OAKSTONE DR, MONROE, NC 28110-9185
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Intrafamily Transfer, Transfer
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Jun 08, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Feb 07, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Prior Sale	Jun 08, 2018 · Amount on Record
Deed Document Number	202111579
Deed Book / Page	8023 / 234
Last Transfer Date	Jun 23, 2023
Transfer Doc	0008732638
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jun 23, 2023
Property Address	1007 OAKSTONE DR, MONROE, NC 28110-9185
Document Number	0008732638
Book / Page	8732 / 638
Map Reference	CAB G FILE 783
Instrument Date	Jun 23, 2023
Instrument	15089
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1007 OAKSTONE DR, MONROE, NC 28110-9185

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 12, 2021
Property Address	1007 OAKSTONE DR, MONROE, NC 28110-9185
Document Number	0008023234
Book / Page	8023 / 234
Map Reference	CAB G FILE 783
Instrument Date	Mar 10, 2021
Instrument	11579
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1308 GAINSBOROUGH DR, 1308, MATTHEWS, NC 28104-6745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 OAKSTONE DR, MONROE, NC 28110-9185

Mortgage

Document Number	0000011580
Date	Mar 12, 2021
Instrument	11580

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 08, 2018
Property Address	1007 OAKSTONE DR, MONROE, NC 28110-9185
Document Number	0007172546
Book / Page	7172 / 546
Map Reference	CAB G FILE 783&784
Instrument Date	Jun 08, 2018
Instrument	0015676
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$476.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 OAKSTONE DR, MONROE, NC 28110-9185

Mortgage

Document Number	0000015677
Date	Jun 08, 2018
Instrument	0015677

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Feb 07, 2017
Property Address	1007 OAKSTONE DR, MONROE, NC 28110-9185
Document Number	6872875
Book / Page	006872 / 000875
Instrument Date	Feb 02, 2017
Instrument	3534
Transaction Type	Transfer
Record Updated	May 09, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1007 OAKSTONE DR MONROE NC 281109185, MONROE, NC 28110-9185

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,488.00 (+23.23%)	$371,400 (+55.85%) Land $73,500 Building $297,900	$371,400 (+55.85%) Land $73,500 Building $297,900
2023	$2,019.00 (+36.23%)	$238,300 (-) Land $47,100 Building $191,200	$238,300 (-) Land $47,100 Building $191,200
2022	$1,482.00	$238,300 Land $47,100 Building $191,200	$238,300 Land $47,100 Building $191,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203213, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 269 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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