1007 N Summit St, Toledo, OH 43604 Property Records

Lucas County property record for 1007 N Summit St, Toledo, OH 43604

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	19,533 sqft · built 1867
Lot Size	0.203 acres (8,844 sqft)
Owner	Company Name on Record
Tax Bill	$14,092 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-43187`

Property Details

APN / Parcel Number

Primary APN	`15-43187`
Alternative APN	`01036012`

Interior

Stories	3 Stories
Building Area	19,533 sqft Gross Area

Exterior

Year Built	Built 1867
Lot Area	8,844 sqft
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1007 N SUMMIT ST
City	TOLEDO
State	OH
Zip	43604-1813
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	10-CR
Legal Description	VISTULA LOT 316 SW .80 FT & LOT 317 & 318
Legal Subdivision	VISTULA
Legal Lot Number	316-318
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2004
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Vistula Historic District listed 1978 · 552 contributing resources · NRIS 78002128

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	401 ADAMS ST, TOLEDO, OH 43604-1401
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Warranty Deed, Transfer · Commercial Mortgage THE FARMERS & MERCHANTS STATE BANK
Dec 23, 2020	Deed of Trust, Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Apr 17, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2023
Deed Sale	Sep 22, 2023
Prior Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	23204447
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 22, 2023
Property Address	1007 N SUMMIT ST, TOLEDO, OH 43604-1813
Document Number	0000031024
Map Reference	VOL 7 PG 19
Instrument Date	Sep 19, 2023
Instrument	202309220031024
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 ADAMS ST, TOLEDO, OH 43604-1401

Mortgage

Document Number	0000031025
Date	Sep 22, 2023
Instrument	202309220031025

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1007 N SUMMIT ST, TOLEDO, OH 43604-1813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058799
Date	Dec 23, 2020
Instrument	202012230058799

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	TOLEDO, OH 43606

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 18, 2030

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Apr 17, 2018
Property Address	1007 N SUMMIT ST, TOLEDO, OH 43604-1813
Document Number	0000016124
Instrument Date	Apr 6, 2018
Instrument	16124
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$600.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 8469 SYLVANIA TOWNSHIP OH 436230469, SYLVANIA TOWNSHIP, OH 43623-0469

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,092.00 (+5.22%)	$160,790 (-) Land $5,040 Building $155,750
2024	$13,393.00 (+28.62%)	$160,790 (+32.89%) Land $5,040 Building $155,750	$459,400 (+32.89%) Land $14,400 Building $445,000
2023	$10,413.00 (-7.97%)	$120,995 (-) Land $16,940 Building $104,055
2022	$11,315.00	$120,995 Land $16,940 Building $104,055
2021			$345,700 Land $48,400 Building $297,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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