1007 N Palm St, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1007 N Palm St, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,602 sqft · built 1986
Lot Size	0.159 acres (6,939 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Feb 2026)
Tax Bill	$1,537 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-10-686`

Property Details

APN / Parcel Number

Primary APN	`304-10-686`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,602 sqft Living Area
1st Floor Area	1,602 sqft

Exterior

Year Built	Built 1986
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,939 sqft (0.159 acres)
Parking Spaces	2 Parking Spaces
Patio Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1007 N PALM ST
City	GILBERT
State	AZ
Zip	85234-3341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	VISTA ALEGRE MCR 255-4
Legal Range	06E
Legal Township	01S
Legal Section	06
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	VISTA ALEGRE
Legal Lot Number	47
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2004
Census Tract	422508

Owner

1007 N Palm St is owned and occupied by an individual who bought it in February 2026.

Source: Maricopa County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1007 N PALM ST, GILBERT, AZ 85234-3341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Feb 2, 2026	Warranty Deed, Transfer · Conventional Mortgage LIBERTY 1 LENDING INC
Aug 4, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2026 · Amount on File
Deed Sale	Feb 2, 2026 · Amount on File
Prior Sale	Sep 30, 2016
Deed Document Number	20260061320
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1007 N PALM ST, GILBERT, AZ 85234-3341
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 N PALM ST, GILBERT, AZ 85234-3341

Mortgage

Document Number	0000684729
Date	Nov 26, 2025
Instrument	20250684729

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 2, 2026
Property Address	1007 N PALM ST, GILBERT, AZ 85234-3341
Document Number	0000061320
Map Reference	MB 255 PG 4
Instrument Date	Feb 2, 2026
Instrument	20260061320
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1206 N RIATA ST, GILBERT, AZ 85234-2424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 N PALM ST, GILBERT, AZ 85234-3341

Mortgage

Document Number	0000061321
Date	Feb 2, 2026
Instrument	20260061321

Lender

Name	LIBERTY 1 LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1007 N PALM ST, GILBERT, AZ 85234-3341
Document Number	0000762381
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1007 N PALM ST GILBERT AZ 852343341, GILBERT, AZ 85234-3341

Mortgage

Document Number	0000762381
Date	Aug 19, 2020
Instrument	762381

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 18, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 1007 N Palm St was $1,537.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,230	$402,300 Land $80,400 Building $321,900
2025	$1,537.00
2024		$39,670	$396,700 Land $79,300 Building $317,400
2023	$1,488.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1007 N Palm St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 N Palm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arizona Network, GeoLinks, T-Mobile.

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