1007 N Howeth St, Gainesville, TX 76240 Property Records

Cooke County property record for 1007 N Howeth St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,186 sqft · built 2009
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Tax Bill	$4,057 (2025)
Deeds & Mortgages	Sep 2021 Sale Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2455-002-00006`

Property Details

APN / Parcel Number

Primary APN	`2455-002-00006`
Alternative APN	`16154`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,186 sqft Living Area
Gross Area	1,702 sqft
1st Floor Area	1,186 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Garage Type	Carport
Garage Area	474 sqft
Carport	Carport
Carport Area	474 sqft
Parking Spaces	2 Parking Spaces
Storage Building	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2455-002-00006
Street Address	1007 N HOWETH ST
City	GAINESVILLE
State	TX
Zip	76240-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEE RE; BLOCK 2; LOT 6
Legal Subdivision	LEE RE
Legal Block	2
Legal Lot Number	6
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3002
Census Tract	600

Owner

Source: Cooke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 DODGE TRL, MCKINNEY, TX 75071-6748
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Warranty Deed, Transfer HOWETH TITLE COMPANY
Jan 3, 2019	Deed of Trust, Mortgage · ARM THE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021
Deed Sale	Sep 30, 2021
Prior Sale	Nov 26, 2008
Deed Document Number	20218438
Deed Book / Page	2453 / 219
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Sep 30, 2021
Property Address	1007 N HOWETH ST, GAINESVILLE, TX 76240-3628
Document Number	002453/219
Book / Page	2453 / 219
Map Reference	VOL 2 PG 13
Instrument Date	Sep 23, 2021
Instrument	8438
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 505, DECATUR, TX 76234-0505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 DODGE TRL, MC KINNEY, TX 75071-6748

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1007 N HOWETH ST, GAINESVILLE, TX 76240-3628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2235/059
Date	Jan 3, 2019
Book Page	2235/059
Instrument	00088718

Lender

Name	THE COMMUNITY BANK
Type	Bank
Address	BRIDGEPORT, TX 76426

Agreement

Type	ARM
Amount	Amount Recorded
Term	119 Months
Due	Dec 20, 2028

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 20, 2023
Min Rate At Change	3.9%
Index	Prime Rate
Margin	2
Max Rate	15%

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,057.00 (+10.39%)	$193,951 (+3.85%) Land $35,104 Building $158,847	$193,951 (+3.85%) Land $35,104 Building $158,847
2024	$3,675.00 (+9.54%)
2023		$186,759 Land $31,913 Building $154,846	$186,759 Land $31,913 Building $154,846
2022	$3,355.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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