1007 N Gale Rd, Davison, MI 48423 Property Records

Genesee County property record for 1007 N Gale Rd, Davison, MI 48423

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,224 sqft · built 1998
Lot Size0.854 acres (37,200 sqft)
OwnerIndividual Name on Record
Last Sale$335,000 (Oct 2023)
Tax Bill$5,871 (2025)
Deeds & MortgagesSep 2025 Mortgage
Oct 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-08-400-023

Property Details

APN / Parcel Number

Primary APN05-08-400-023

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,224 sqft Living Area
1st Floor Area1,311 sqft
Basement Area1,311 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Lot Area37,200 sqft (0.854 acres)
Lot Dimensions243 ft deep x 153 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1007 N GALE RD
CityDAVISON
StateMI
Zip48423-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNOT AVAILA
Legal DescriptionA POL BEG AT SE COR OF SEC TH S 88 DEG 15 MIN 15 SEC W 242.62 FT TH N 02 DEG 13 MIN 27 SEC W 153 FT TH N 88 DEG 15 MIN 15 SEC
Legal Range08E
Legal Township07N
Legal Section08
JurisdictionGENESEE MI
Township / Civil DivisionDAVISON
Census Block Group2
Census Block2000
Census Tract11713

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1007 N GALE RD, DAVISON, MI 48423-2505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · Conventional Mortgage
ELGA CREDIT UNION
Oct 16, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC
May 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2023 · Amount on Record
Deed SaleOct 16, 2023 · Amount on Record
Prior SaleJul 14, 1999 · Amount on Record
Deed Document Number202354692
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address1007 N GALE RD, DAVISON, MI 48423-2505
Transaction TypeMortgage
Record UpdatedOct 1, 2025
Title CompanyMASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1007 N GALE RD, DAVISON, MI 48423-2505

Mortgage

Document Number0000011795
DateSep 16, 2025
Instrument202509160011795
Lender
NameELGA CREDIT UNION
TypeCredit Union
AddressGRAND BLANC, MI 48439
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2045

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateOct 16, 2023
Property Address1007 N GALE RD, DAVISON, MI 48423-2505
Document Number0000054692
Instrument DateOct 5, 2023
Instrument202310160054692
Transaction TypeTransfer
Record UpdatedOct 27, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,512.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1007 N GALE RD, DAVISON, MI 48423-2505

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 W 2ND ST, DAVISON, MI 48423-1320

Mortgage

Document Number0000054693
DateOct 16, 2023
Instrument202310160054693
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address1007 N GALE RD, DAVISON, MI 48423-2505
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1007 N GALE RD, DAVISON, MI 48423-2505

Mortgage

Document Number0000076465
DateSep 23, 2021
Instrument202109230076465
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address1007 N GALE RD, DAVISON, MI 48423-2505
Document Number0000043027
Instrument DateMay 16, 2019
Transaction TypeMortgage
Record UpdatedJul 19, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1007 N GALE RD DAVISON MI 484232505, DAVISON, MI 48423-2505

Mortgage

Document Number0000043027
DateJun 10, 2019
Instrument43027
Lender
NameMORTGAGE 1 AT SUBURBAN
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 9, 2049

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionDavison Township
Unified School DistrictDavison Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$169,600 (+6.2%) Land $15,000 Building $154,600$339,200 (+6.2%) Land $30,000 Building $309,200
2025$5,871.00 (+1.43%) Homeowner's exemption$159,700 (+13.02%)$319,400 (+13.02%)
2024$5,788.00 (+93.32%)
2023$141,300$282,600
2019$2,994.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENESEE COUNTY WATER SYSTEM
serves 73,726 people · EPA ID MI0002615
Water SourcePurchased surface water from KAREGNONDI WATER AUTHORITY
Last State InspectionOct 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30

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