1007 N Commerce St, Ardmore, OK 73401 Property Records

Carter County property record for 1007 N Commerce St, Ardmore, OK 73401

Property Summary

Property Type	Fast Food Restaurant
Details	3,125 sqft · built 1997
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Last Sale	$1,470,000 (Dec 2023)
Tax Bill	$8,473 (2025)
Deeds & Mortgages	Mar 2005 Line of Credit Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1290-00-008-007-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`1290-00-008-007-0-001-00`
Alternative APN	`7194`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,125 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Raised
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	140 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	7194
Street Address	1007 N COMMERCE ST
City	ARDMORE
State	OK
Zip	73401-3920
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Local Zoning Code	C1
Legal Description	SUNSET VIEW, BLK 8 LOT 4 LESS E 10 (40X140) LOT 5 (50X140) LOT 6 (50X140) & N/2 ALLEY ADJ TO LOTS (7.5X280)LOT 7 (50X140) LOT
Legal Range	01E
Legal Township	04S
Legal Section	25
Legal Subdivision	SUNSET VIEW ADDN
Legal Block	8
Legal Lot Number	4-9
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1001
Census Tract	893002

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2 WILBURN AVE, ATHERTON, CA 94027-3840
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2005	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 4, 2024	Deed of Trust, Mortgage · Commercial Mortgage POPPY BANK
Jan 17, 2006	Deed of Trust, Mortgage GE CAPITAL FRANCHISE FINANCE CORP
Jan 3, 2024	Special Warranty Deed, Transfer GUARANTY TITLE COMPANY, GUARANTY TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Prior Sale	Dec 28, 2004 · Amount on Record
Deed Document Number	202311751
Deed Book / Page	7461 / 317
Record Updated	Oct 29, 2026

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1007 N COMMERCE ST, ARDMORE, OK 73401-3920
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004276/195
Date	Mar 23, 2005
Book Page	4276/195
Instrument	2005-003268

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHICAGO, IL 60697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	57 Months
Due	Dec 1, 2009

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1007 N COMMERCE ST, ARDMORE, OK 73401-3920
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WILBURN AVE, ATHERTON, CA 94027-3840

Mortgage

Document Number	0007498/66
Date	Mar 4, 2024
Book Page	7498/66
Instrument	I-2024-001845

Lender

Name	POPPY BANK
Type	Bank
Address	SANTA ROSA, CA 95401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2039

Interest

Rate Type	Adjustable Rate

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1007 N COMMERCE ST, ARDMORE, OK 73401-3920
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004413/141
Date	Jan 17, 2006
Book Page	4413/141
Instrument	2006-000729

Lender

Name	GE CAPITAL FRANCHISE FINANCE CORP
Address	SCOTTSDALE, AZ 85255

Agreement

Amount	Amount Recorded

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jan 3, 2024
Property Address	1007 N COMMERCE ST, ARDMORE, OK 73401-3920
Document Number	0007474/53
Book / Page	7474 / 53
Instrument Date	Dec 20, 2023
Instrument	I-2024-000061
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	GUARANTY TITLE COMPANY, GUARANTY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	688 E MILLSAP RD STE 200, 200, FAYETTEVILLE, AR 72703-3929

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,752 (-3.68%) Land $52,080 Building $29,672	$681,263 (-3.68%) Land $434,000 Building $247,263
2025	$8,473.00 (-16.85%)	$84,878 (-17.69%) Land $52,080 Building $32,798	$707,315 (-17.69%) Land $434,000 Building $273,315
2023	$10,190.00	$103,125 Land $52,080 Building $51,045	$859,371 Land $434,000 Building $425,371

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband, Arbuckle Communications.

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