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1007 Mississippi Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1007 Mississippi Ave, Saint Cloud, FL 34769

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 2 ba · 1,860 sqft · built 1983
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Jan 2017)
Tax Bill$4,062 (2025)
Deeds & MortgagesJan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN79395

Property Details

APN / Parcel Number

Primary APN79395
Alternative APN
  • 012630000103550030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Units2 Units
Stories1 Story
Building Area1,860 sqft Heated Area
Gross Area2,100 sqft
1st Floor Area1,860 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1988
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions123 ft deep x 92.5 ft wide
PorchFinished/Screened Porch
Porch Area176 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number79395
Street Address1007 MISSISSIPPI AVE
CitySAINT CLOUD
StateFL
Zip34769-3974
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 355 N 57.5 FT LOTS 2 & 3 & S 35 FT OF LOTS 1 & 4 01-26-30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD MULTI FAMILY LOT
Legal Tract1
Legal Block355
Legal Lot Number1-4 3
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group5
Census Block5065
Census Tract43500

Owner

1007 Mississippi Ave, a residential property, is owned by an individual who acquired it in January 2017.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Mailing Address3698 MICHIGAN AVE, SAINT CLOUD, FL 34769-5707
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2017 · Amount on File
Deed SaleJan 3, 2017 · Amount on File
Deed Document Number0005080233
Deed Book / Page5080 / 233
Last Transfer DateJan 4, 2017
Transfer Doc0050800233
Record UpdatedJun 8, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 4, 2017
Property Address1007 MISSISSIPPI AVE, SAINT CLOUD, FL 34769-3974
Document Number0050800233
Book / Page005080 / 000233
Instrument DateJan 3, 2017
Instrument1293
Transaction TypeTransfer
Record UpdatedJan 19, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$595.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3698 MICHIGAN AVE ST CLOUD FL 347695707, ST CLOUD, FL 34769-5707

Mortgage

Document Number50800234,
DateJan 4, 2017
Book Page005080/000234
Instrument1294
Lender
NameROHRER LEIGH LIVING TRUST (PT)
Address6479 EVE ST, ST CLOUD, FL 34771-9475
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term84 Months
DueJan 3, 2024
Interest
Rate5%

Tax Assessment & Valuation

The 2025 property tax bill for 1007 Mississippi Ave was $4,062.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,062.00$262,800 Land $70,000 Building $192,800$262,800 Land $70,000 Building $192,800
2023$3,611.00 (+18.55%)$258,000 (+35.01%) Land $60,000 Building $198,000$258,000 (+35.01%) Land $60,000 Building $198,000
2022$3,046.00$191,100 Land $52,000 Building $139,100$191,100 Land $52,000 Building $139,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1007 Mississippi Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 51 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies51 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 Mississippi Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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