1007 Locust St, Sterling, IL 61081 Property Records

Whiteside County property record for 1007 Locust St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	2,214 sqft · built 1905
Lot Size	0.489 acres (21,300 sqft)
Owner	Individual Name on Record
Last Sale	$105,500 (Dec 2021)
Tax Bill	$4,437 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1121187002`

Property Details

APN / Parcel Number

Primary APN	`1121187002`
Alternative APN	`110465`

Interior

Building Area	2,214 sqft Building Perimeter
Basement Area	1,132 sqft
Unfinished Basement	1,132 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	21,300 sqft (0.489 acres)
Lot Dimensions	213 ft deep x 100 ft wide
Garage Area	504 sqft

Location & Zoning

Account Number	110465
Street Address	1007 LOCUST ST
City	STERLING
State	IL
Zip	61081-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KILGOURS 1ST ADD LOT 2 BLK 10 330500X
Legal Subdivision	KILGOURS FIRST ADDITION
Legal Block	10
Legal Lot Number	2
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3042
Census Tract	1101

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1007 LOCUST ST, STERLING, IL 61081-2304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Deed Document Number	20218652
Prior Transfer Date	Jul 15, 2011
Prior Transfer Doc	0201204437
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 7, 2021
Property Address	1007 LOCUST ST, STERLING, IL 61081-2304
Document Number	0000008652
Instrument Date	Dec 3, 2021
Instrument	2021-08652
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 LOCUST ST, STERLING, IL 61081-2304

Mortgage

Document Number	0000008653
Date	Dec 7, 2021
Instrument	2021-08653

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,437.00 (+4.38%)	$49,688 (+6.23%) Land $10,915 Building $38,773
2024	$4,251.00	$46,774 Land $10,275 Building $36,499	$149,064 (+6.23%) Land $32,745 Building $116,319
2023			$140,322 Land $30,825 Building $109,497

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000

May also be available: Rise Broadband, Verizon.

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