1007 Laurel St, Atlantic, IA 50022 Property Records

Cass County property record for 1007 Laurel St, Atlantic, IA 50022

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,575 sqft · built 1920
Lot Size0.386 acres (16,800 sqft)
Owner2 Individual Names on File
Tax Bill$2,444 (2026)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN300006320001000

Property Details

APN / Parcel Number

Primary APN300006320001000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,575 sqft Living Area
1st Floor Area937 sqft
AtticAttic
Attic Area422 sqft
Basement Area937 sqft
Unfinished Basement937 sqft
Game RoomGame Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialStone
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,800 sqft (0.386 acres)
Lot Dimensions140 ft deep x 120 ft wide
Garage TypeAttached
Garage Area597 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area161 sqft
Deck Area129 sqft
Patio Area220 sqft
Shed1 Shed
Shed Area199 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1007 LAUREL ST
CityATLANTIC
StateIA
Zip50022-2062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 3-4 & N20' LOT 5 BLK 139
Legal SubdivisionORIGINAL TOWN - ATLANTIC
Legal Block139
Legal Lot Number3-5
JurisdictionCASS IA
Township / Civil DivisionGROVE
Census Block Group1
Census Block1051
Census Tract190500

Owner

1007 Laurel St is owned and occupied by two individuals.

Source: Cass County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1007 LAUREL ST, ATLANTIC, IA 50022-2062
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS IA
Property Address1007 LAUREL ST, ATLANTIC, IA 50022-2062
Transaction TypeMortgage
Record UpdatedFeb 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/2689
DateNov 30, 2021
Book Page2021/2689
Instrument2021-2689
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1007 Laurel St was $2,444 with a homeowner's exemption.

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateIowa
CountyCass County
MunicipalityAtlantic City
Unified School DistrictAtlantic Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,444.00 Homeowner's exemption$153,080 (-) Land $12,840 Building $140,240$153,080 (-) Land $12,840 Building $140,240
2025$2,444.00 (+14.53%) Homeowner's exemption$153,080 Land $12,840 Building $140,240$153,080 Land $12,840 Building $140,240
2024$2,134.00
2023$128,880 Land $12,840 Building $116,040$128,880 Land $12,840 Building $116,040
2022$2,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1007 Laurel St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims10 (1979–1998)
Most Recent ClaimJun 1998 · Severe Storms, Tornadoes And Flooding
Claims by Event
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 3 claims
  • Severe Storms & Flooding, Jun 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 Laurel St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC MUNICIPAL UTILITIES
serves 7,252 people · EPA ID IA1509074
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel St

Nearby Streets

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