1007 Kristy Ln, Onalaska, WI 54650 Property Records

La Crosse County property record for 1007 Kristy Ln, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.198 acres (8,668 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Mar 2023)
Tax Bill	$3,994 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2010 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-005873-000`

Property Details

APN / Parcel Number

Primary APN	`018-005873-000`
Alternative APNs	`18 5873 0` `59069`

Exterior

Lot Area	8,668 sqft (0.198 acres)

Location & Zoning

Account Number	59069
Old Parcel Number	18 5873 0
Street Address	1007 KRISTY LN
City	ONALASKA
State	WI
Zip	54650-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAGE TERRACE PRT LOT 1 BEG NE COR S22D7M 17SE ALG W R/W KRISTY LN 36.19FT ALG CURV S11D40M41SE 25.38FT S1D14M5SE ALG R/W 41.9
Legal Range	07
Legal Township	17
Legal Section	32
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Lot Number	1
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	1
Census Block	1044
Census Tract	10404

Owner

1007 Kristy Ln is owned and occupied by an individual who bought it in March 2023.

Source: La Crosse County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1007 KRISTY LN, ONALASKA, WI 54650-4507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Warranty Deed, Transfer · Conventional Mortgage FIREFIGHTERS CU
Jun 21, 2010	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on File
Deed Sale	Mar 24, 2023 · Amount on File
Prior Sale	Jun 21, 2010 · Amount on File
Deed Document Number	1805990
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Mar 24, 2023
Property Address	1007 KRISTY LN, ONALASKA, WI 54650-4507
Document Number	0001805990
Instrument Date	Mar 24, 2023
Instrument	1805990
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0001805991
Date	Mar 24, 2023
Instrument	1805991

Lender

Name	FIREFIGHTERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	11.2%

June 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jun 21, 2010
Property Address	1007 KRISTY LN, ONALASKA, WI 54650-4507
Document Number	0001551873
Instrument Date	Jun 17, 2010
Instrument	1551873
Transaction Type	Transfer
Record Updated	Feb 13, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 MAPLE SHADE DR, HOLMEN, WI 54636-9557

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1007 KRISTY LN, ONALASKA, WI 54650-4507

Mortgage

Document Number	0001551874
Date	Jun 21, 2010
Instrument	1551874

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 1007 Kristy Ln was $3,994 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,994.00 Homeowner's exemption	$308,900 Land $60,700 Building $248,200	$312,500
2023	$4,221.00 Homeowner's exemption	$250,000 Land $43,300 Building $206,700	$250,000 Land $43,300 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1007 Kristy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 Kristy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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