1007 Knapp Ave, Morehead, KY 40351 Property Records

Rowan County property record for 1007 Knapp Ave, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 1964
Owner	Individual Name on Record
Last Sale	$132,500 (Jun 2020)
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Jun 2014 Line of Credit Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062-30 00 058.00`

Property Details

APN / Parcel Number

Primary APN	`062-30 00 058.00`
Alternative APNs	`268` `281`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	281
Street Address	1007 KNAPP AVE
City	MOREHEAD
State	KY
Zip	40351-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & LOT 25 SHERWOOD FOREST
Legal Subdivision	SHERWOOD FOREST
Legal Lot Number	25
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3002
Census Tract	950202

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	108 LAUREL CT, ASHLAND, KY 41101-2194
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2014	Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC
Jan 7, 2026	Deed, Transfer · Commercial Mortgage CHAMPIONS FUNDING LLC
Jun 15, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Deed Document Number	2005238
Deed Book / Page	D275 / 783
Record Updated	Sep 20, 2026

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	1007 KNAPP AVE, MOREHEAD, KY 40351-1135
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00A349/423
Date	Jun 25, 2014
Book Page	A349/423
Instrument	388308

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	MOREHEAD, KY 40351

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 23, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jan 7, 2026
Property Address	1007 KNAPP AVE, MOREHEAD, KY 40351-1135
Document Number	00D298/253
Book / Page	D298 / 253
Instrument Date	Dec 29, 2025
Instrument	2043375
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1007 KNAPP AVE, MOREHEAD, KY 40351-1135

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1562 SOUTHWOOD AVE, REYNOLDSBURG, OH 43068-2645
Investor	Possibly a Property Investor

Mortgage

Document Number	0002043378
Date	Jan 7, 2026
Instrument	2043378

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jun 15, 2020
Property Address	1007 KNAPP AVE, MOREHEAD, KY 40351-1135
Document Number	00D275/783
Book / Page	D275 / 783
Map Reference	PG 71
Instrument Date	Jun 4, 2020
Instrument	2005238
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$132.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1025 HUNTINGTON RD, EAST LANSING, MI 48823-4125

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	108 LAUREL CT, ASHLAND, KY 41101-2194

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00 (-1.68%)	$132,500 (-) Land $20,000 Building $112,500	$132,500 (-) Land $20,000 Building $112,500
2023	$1,128.00	$132,500 Land $20,000 Building $112,500	$132,500 Land $20,000 Building $112,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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