1007 Keystone Trail Dr, Wildwood (Chesterfield), MO 63005 Property Records

St. Louis County property record for 1007 Keystone Trail Dr, Wildwood, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,800 sqft · built 1996
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$612,700 (Mar 2023)
Tax Bill	$7,868 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19V-43-0147`

Property Details

APN / Parcel Number

Primary APN	`19V-43-0147`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
Gross Area	4,180 sqft
1st Floor Area	1,170 sqft
Basement Area	780 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	143 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	91 sqft
Deck Area	326 sqft
Patio Area	326 sqft
Balcony Area	26 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1007 KEYSTONE TRAIL DR
City	WILDWOOD
State	MO
Zip	63005-4921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R1
Legal Description	WILDHORSE VILLAGE K LOT 2K
Legal Subdivision	WILDHORSE VILLAGE K
Legal Lot Number	2K
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1013
Census Tract	221627

Owner

1007 Keystone Trail Dr is owned and occupied by two individuals who bought it in March 2023.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1007 KEYSTONE TRAIL DR, WILDWOOD, MO 63005-4921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 20, 2019	Deed of Trust, Mortgage QUICKEN LNS
Sep 5, 2018	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2023 · Amount on File
Deed Sale	Mar 16, 2023 · Amount on File
Prior Sale	Sep 5, 2018 · Amount on File
Deed Document Number	2023316241
Prior Transfer Date	Jul 15, 2014
Prior Transfer Doc	0211031011
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 16, 2023
Property Address	1007 KEYSTONE TRAIL DR, WILDWOOD, MO 63005-4921
Document Number	2023031600241
Map Reference	MB 333 PG 93
Instrument Date	Feb 2, 2023
Instrument	2023031600241
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	NOT AVAILABLE, ETC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1007 KEYSTONE TRAIL DR, WILDWOOD, MO 63005-4921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 KEYSTONE TRAIL DR, WILDWOOD, MO 63005-4921

Mortgage

Document Number	2023031600242
Date	Mar 16, 2023
Instrument	2023031600242

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1007 KEYSTONE TRAIL DR, WILDWOOD, MO 63005-4921
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 KEYSTONE TRAIL DR, WILDWOOD, MO 63005-4921

Mortgage

Document Number	0244364890
Date	Nov 13, 2020
Book Page	24436/4890
Instrument	2020111300600

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1007 KEYSTONE TRAIL DR, WILDWOOD, MO 63005-4921
Document Number	0238163417
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1007 KEYSTONE TRAIL DR WILDWOOD MO 630054921, WILDWOOD, MO 63005-4921

Mortgage

Document Number	0238163417
Date	Dec 4, 2019
Book Page	023816/003417
Instrument	499

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 5, 2018
Property Address	1007 KEYSTONE TRAIL DR, WILDWOOD, MO 63005-4921
Document Number	0231823002
Book / Page	023182 / 003002
Instrument Date	Aug 30, 2018
Instrument	571
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1007 KEYSTONE TRAIL DR WILDWOOD MO 630054921, WILDWOOD, MO 63005-4921

Mortgage

Document Number	231823008
Date	Sep 5, 2018
Book Page	023182/003008
Instrument	573

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1007 Keystone Trail Dr was $7,868, up 11.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,410 (-) Land $39,180 Building $74,230	$596,900 (-) Land $206,200 Building $390,700
2025	$7,868.00 (+11.08%)	$113,410 Land $39,180 Building $74,230	$596,900 Land $206,200 Building $390,700
2024	$7,083.00 (+2.68%)
2023	$6,898.00 (+6.66%)	$99,810 (+14.7%) Land $17,140 Building $82,670	$525,300 Land $90,200 Building $435,100
2022	$6,467.00	$87,020 Land $19,590 Building $67,430
2021			$458,000 Land $103,100 Building $354,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1007 Keystone Trail Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1981–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 Keystone Trail Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Wisper ISP.

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