Polk County property record for 1007 Janet Dr, Lakeland, FL 33805
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,692 sqft · built 2007 |
| Lot Size | 0.402 acres (17,511 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Oct 2021) |
| Tax Bill | $2,802 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-20-000000-044070 |
| Primary APN | 24-27-20-000000-044070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| Gross Area | 2,220 sqft |
| 1st Floor Area | 1,692 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 17,511 sqft (0.402 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 164 sqft |
| Street Address | 1007 JANET DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33805-8516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | W 100 FT OF E 620 FT OF S 225 FT OF N1/2 OF S1/2 OF SW1/4 OF SW1/4 LESS S 50 FT THEREOF BEING PART OF LOT 6 UNREC LK DEESON VILLA |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 20 |
| Legal Subdivision | KOOTER |
| Legal Tract | 000000 |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 11502 |
1007 Janet Dr is owned and occupied by an individual who bought it in October 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1007 JANET DR, LAKELAND, FL 33805-8516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 4, 2021 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PUBLIX EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2021 · Amount on File |
| Deed Sale | Oct 4, 2021 · Amount on File |
| Prior Sale | May 8, 2012 · Amount on File |
| Deed Document Number | 2021258985 |
| Deed Book / Page | 11923 / 208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1007 JANET DR, LAKELAND, FL 33805-8516 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1007 JANET DR, LAKELAND, FL 33805-8516 |
| Document Number | 0000300789 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 12953/1183 |
| Instrument | 2023300789 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 4, 2021 |
| Property Address | 1007 JANET DR, LAKELAND, FL 33805-8516 |
| Document Number | 0000258985 |
| Book / Page | 11923 / 208 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021258985 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | MILLER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1820 KOOTER LN, 1820, LAKELAND, FL 33805-8508 |
| Name | Verified Name |
|---|---|
| Address | 1007 JANET DR, LAKELAND, FL 33805-8516 |
| Document Number | 0011923210 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 11923/210 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1007 JANET DR, LAKELAND, FL 33805-8516 |
| Document Number | 0112321128 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1007 JANET DR LAKELAND FL 338058516, LAKELAND, FL 33805-8516 |
| Document Number | 0112321128 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 011232/001128 |
| Instrument | 95983 |
| Name | PUBLIX EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 12, 2035 |
The 2025 property tax bill for 1007 Janet Dr was $2,802 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,257 (-2.59%) Land $13,775 Building $236,482 | $250,257 (-2.59%) Land $13,775 Building $236,482 | |
| 2025 | $2,802.00 Homeowner's exemption | $256,920 Land $13,775 Building $243,145 | $256,920 Land $13,775 Building $243,145 |
| 2023 | $3,190.00 (+2.9%) Homeowner's exemption | $246,735 (+3%) | $251,796 (+5.11%) Land $13,300 Building $238,496 |
| 2022 | $3,100.00 Homeowner's exemption | $239,549 Land $10,925 Building $228,624 | $239,549 Land $10,925 Building $228,624 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1007 Janet Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1007 Janet Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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