1007 Hwy Ave, Covington, KY 41011 Property Records

Kenton County property record for 1007 Hwy Ave, Covington, KY 41011

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,232 sqft · built 1921
Lot Size0.119 acres (5,197 sqft)
OwnerCompany Name on File
Last Sale$282,500 (Aug 2025)
Tax Bill$2,915 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN040-32-01-024.00

Property Details

APN / Parcel Number

Primary APN040-32-01-024.00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,232 sqft Finished Area
Gross Area1,719 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Lot Area5,197 sqft (0.119 acres)
Lot Dimensions123 ft deep x 42.1 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address1007 HIGHWAY AVE
CityCOVINGTON
StateKY
Zip41011-1023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN REALTY CO LOT B 42.08'X 123.5' IRREG
Legal SubdivisionSOUTHERN REALTY CO
Legal Lot NumberB
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1005
Census Tract63800

Owner

1007 Hwy Ave is owned by a company that bought it in August 2025.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address3007 SUGAR MAPLE CT, FRIENDSWOOD, TX 77546-7907
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HM MTG
Dec 15, 2017Warranty Deed, Transfer
REGIONS MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2025 · Amount on File
Deed SaleAug 1, 2025 · Amount on File
Prior SaleDec 15, 2017 · Amount on File
Deed Document Number2025122
Deed Book / Page355 / 575
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1007 HIGHWAY AVE, COVINGTON, KY 41011-1023
Document Number000M980960
Instrument DateSep 8, 2020
Transaction TypeMortgage
Record UpdatedOct 6, 2020
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1007 HIGHWAY AVE COVINGTON KY 410111023, COVINGTON, KY 41011-1023

Mortgage

Document Number000M980960
DateSep 17, 2020
Book Page000M98/000960
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 16, 2050

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 15, 2017
Property Address1007 HIGHWAY AVE, COVINGTON, KY 41011-1023
Document Number0000000207
Book / Page0C6317 / 000048
Instrument DateDec 14, 2017
Instrument207
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1007 HIGHWAY AVE COVINGTON KY 410111023, COVINGTON, KY 41011-1023

Mortgage

Document Number208
DateDec 15, 2017
Book Page0C6317/000052
Instrument208
Lender
NameREGIONS MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35244
Agreement
AmountAmount on Record
Term360 Months
DueDec 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1007 Hwy Ave was $2,915.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$282,500 (+28.41%) Land $50,000 Building $232,500$282,500 (+28.41%) Land $50,000 Building $232,500
2025$2,915.00$220,000 Land $50,000 Building $170,000$220,000 Land $50,000 Building $170,000
2023$2,930.00$220,000 Land $50,000 Building $170,000$220,000 Land $50,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1007 Hwy Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 Hwy Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 92% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

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