Hamilton County property record for 1007 Hurst St, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,636 sqft · built 1946 |
| Lot Size | 0.231 acres (10,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,900 (Jul 2001) |
| Tax Bill | $1,017 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit May 2018 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 169E C 003 |
| Primary APN | 169E C 003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,100 sqft (0.231 acres) |
| Lot Dimensions | 101 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000113395 |
|---|---|
| Street Address | 1007 HURST ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-3941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 8 BLK F LANSDELL S/D PB17 PG64 |
| Legal Subdivision | LANSDELL |
| Legal Block | F |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 11600 |
1007 Hurst St is owned and occupied by an individual who bought it in July 2001.
Source: Hamilton County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1007 HURST ST, CHATTANOOGA, TN 37412-3941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| May 15, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2001 · Amount on File |
| Deed Sale | Jul 13, 2001 · Amount on File |
| Prior Sale | Dec 8, 2000 · Amount on File |
| Deed Document Number | 200199 |
| Deed Book / Page | 5925 / 278 |
| Prior Transfer Date | Jul 21, 1996 |
| Prior Transfer Doc | 0000339951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1007 HURST ST, CHATTANOOGA, TN 37412-3941 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1007 HURST ST, EAST RIDGE, TN 37412-3941 |
| Document Number | 0000000066 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 14168/955 |
| Instrument | 2026012000066 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1007 HURST ST, CHATTANOOGA, TN 37412-3941 |
| Document Number | 0613000035 |
| Instrument Date | May 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1007 HURST ST CHATTANOOGA TN 374123941, CHATTANOOGA, TN 37412-3941 |
| Document Number | 0613000035 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 011372/000126 |
| Instrument | 180613000035 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2048 |
| Rate | 4.5% |
|---|
The 2025 property tax bill for 1007 Hurst St was $1,017, up 32.9% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,017.00 (+32.94%) | $67,125 (+96.27%) | $268,500 (+96.27%) Land $40,000 Building $228,500 |
| 2024 | $765.00 (-36.3%) | $34,200 (-) | $136,800 (-) Land $28,000 Building $108,800 |
| 2023 | $1,201.00 | $34,200 (-) | $136,800 (-) Land $28,000 Building $108,800 |
| 2022 | $1,201.00 | $34,200 | $136,800 Land $28,000 Building $108,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1007 Hurst St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 120 (1980–2025) |
| Claims Outside the SFHA | 15 of 120 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1007 Hurst St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures