1007 Howard Ave, Unit 17, Escondido, CA 92029 Property Records

San Diego County property record for 1007 Howard Ave, Unit 17, Escondido, CA 92029

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,112 sqft · built 1985
Lot Size	1.87 acres (81,805 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (May 2005)
Tax Bill	$5,117 (2025)
Deeds & Mortgages	Jan 2026 Reverse Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`232-371-21-07`

Property Details

APN / Parcel Number

Primary APN	`232-371-21-07`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,112 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	81,805 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1007 HOWARD AVE, 17
City	ESCONDIDO
State	CA
Zip	92029-2016
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2-11
Legal Description	LOT 2 US 17PER DOC83-409990&UND INT IN TR 010644
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	010644
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	20313

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1007 HOWARD AVE, 17, ESCONDIDO, CA 92029-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2005 · Amount on Record
Deed Sale	May 13, 2005 · Amount on Record
Prior Sale	Sep 27, 1989 · Amount on Record
Deed Document Number	2005407113
Last Transfer Date	Oct 19, 2006
Transfer Doc	0000778954
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1007 HOWARD AVE UNIT 17, 17, ESCONDIDO, CA 92029-2016
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 HOWARD AVE 17, 17, ESCONDIDO, CA 92029-2016

Mortgage

Document Number	0000016052
Date	Jan 20, 2026
Instrument	2026-0016052

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	913 Months
Due	Feb 11, 2102

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2026
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.6%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1007 HOWARD AVE UNIT 17, 17, ESCONDIDO, CA 92029-2016
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000521672
Date	Jul 22, 2021
Instrument	2021-0521672

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$454,933 (+2%) Land $298,550 Building $156,383
2025	$5,117.00 (+2.07%)	$446,014 (+4.04%) Land $292,697 Building $153,317
2024	$5,013.00 (+2.31%)
2023	$4,900.00 (+1.07%)	$428,696 Land $281,332 Building $147,364
2022	$4,848.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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