1007 Holland St, Saugatuck, MI 49453 Property Records

Allegan County property record for 1007 Holland St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 2,365 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$497,500 (Jun 2016)
Tax Bill	$11,846 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57-053-001-00`

Property Details

APN / Parcel Number

Primary APN	`57-053-001-00`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,365 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1007 HOLLAND ST
City	SAUGATUCK
State	MI
Zip	49453-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR-COMM RE
Legal Description	LOT 1 BLOCK 3 BANDLE'S ADDITION. SEC 9 T3N R16W (02)
Legal Range	16W
Legal Township	03N
Legal Section	09
Legal Subdivision	BANDLES ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2034
Census Tract	30801

Owner

1007 Holland St is owner-occupied and held in a trust since June 2016.

Source: Allegan County records, as of June 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1007 HOLLAND ST, SAUGATUCK, MI 49453-9742
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Sep 17, 2025	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC
Aug 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2016 · Amount on File
Deed Sale	Jun 15, 2016 · Amount on File
Deed Book / Page	4038 / 83
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1007 HOLLAND ST, SAUGATUCK, MI 49453-9742
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1056 CAMBRIDGE DR SE, GRAND RAPIDS, MI 49506-3380

Mortgage

Document Number	005094/530
Date	Dec 10, 2025
Book Page	5094/530
Instrument	2025019857

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 17, 2025
Property Address	1007 HOLLAND ST, SAUGATUCK, MI 49453-9742
Document Number	005069/230
Book / Page	5069 / 230
Map Reference	LB 2 PG 16
Instrument Date	Sep 2, 2025
Instrument	2025014841
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1007 HOLLAND ST, SAUGATUCK, MI 49453-9742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 HOLLAND ST, SAUGATUCK, MI 49453-9742

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1007 HOLLAND ST, SAUGATUCK, MI 49453-9742
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 HOLLAND ST, SAUGATUCK, MI 49453-9742

Mortgage

Document Number	004878/335
Date	Aug 14, 2023
Book Page	4878/335
Instrument	2023011605

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1007 Holland St was $11,846 with a homeowner's exemption, up 3.2% from the year before.

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$532,200 (+7.21%) Land $102,200 Building $430,000	$1,064,400 (+7.21%) Land $204,400 Building $860,000
2025	$11,846.00 (+3.24%) Homeowner's exemption	$496,400 Land $97,900 Building $398,500	$992,800 Land $195,800 Building $797,000
2024	$11,474.00
2023		$316,400 Land $59,100 Building $257,300	$632,800 Land $118,200 Building $514,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1007 Holland St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 Holland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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