1007 Harrogate Ln, Matthews, NC 28104 Property Records

Union County property record for 1007 Harrogate Ln, Matthews, NC 28104 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,677 sqft · built 2005
Lot Size	0.203 acres (8,843 sqft)
Owner	2 Individual Names on File
Last Sale	$378,000 (Jan 2007)
Tax Bill	$5,333 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-150-541`

Property Details

APN / Parcel Number

Primary APN	`07-150-541`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,677 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,843 sqft (0.203 acres)
Garage Type	Attached
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1007 HARROGATE LN
City	MATTHEWS
State	NC
Zip	28104-6874
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#485 BROOKHAVEN PH3 MP2 OPCI952
Legal Subdivision	BROOKHAVEN
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3004
Census Tract	20315

Owner

Source: Union County records · APN 07-150-541

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1007 HARROGATE LN, MATTHEWS, NC 28104-6874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 02, 2007 · Amount on Record
Deed Sale	Jan 02, 2007 · Amount on Record
Deed Document Number	2007166
Deed Book / Page	4418 / 873
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1007 HARROGATE LN, MATTHEWS, NC 28104-6874
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008355721
Date	Dec 28, 2021
Book Page	8355/721
Instrument	60400

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2037

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,333.00 (+44.29%)	$810,800 (+82.65%) Land $163,000 Building $647,800	$810,800 (+82.65%) Land $163,000 Building $647,800
2023	$3,696.00	$443,900 Land $89,700 Building $354,200	$443,900 Land $89,700 Building $354,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203153, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.