Allegany County property record for 1007 Harding Ave, Cumberland, MD 21502
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,096 sqft · built 1920 |
| Lot Size | 0.048 acres (2,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $53,180 (Jan 2017) |
| Tax Bill | $386 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-004726 |
| Primary APN | 35-004726 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,096 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,100 sqft (0.048 acres) |
| Lot Dimensions | 105 ft deep x 20 ft wide |
| Porch | Slab |
| Porch Area | 244 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 004726 |
|---|---|
| Street Address | 1007 HARDING AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1314 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 1007 HARDING AVE PT LOT 132 20X105 |
| Legal Lot Number | 132 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 22, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 2300 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 450 PENNSYLVANIA AVE, CUMBERLAND, MD 21502-4134 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2017 · Amount on Record |
| Deed Sale | Jan 18, 2017 · Amount on Record |
| Prior Sale | Jan 27, 2003 |
| Deed Document Number | 20172271-475 |
| Deed Book / Page | 2271 / 475 |
| Prior Transfer Date | Jan 6, 2016 |
| Prior Transfer Doc | 002271-0475 |
| Record Updated | Oct 29, 2026 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,700 (+8.55%) Land $4,200 Building $41,500 | $45,700 (-) Land $4,200 Building $41,500 | |
| 2025 | $386.00 (+19.14%) | $42,100 (+20.63%) | $45,700 (+30.95%) Land $4,200 Building $41,500 |
| 2023 | $324.00 | $34,900 Land $4,200 Building $30,700 | $34,900 Land $4,200 Building $30,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband, Verizon.
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