1007 Gravity Hill Rd, Midlothian, VA 23114 Property Records

Chesterfield County property record for 1007 Gravity Hill Rd, Midlothian, VA 23114

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,378 sqft · built 1999
Lot Size	0.488 acres (21,257 sqft)
Owner	2 Individual Names on Record
Last Sale	$703,000 (Sep 2026)
Tax Bill	$5,382 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`728-70-19-95-100-000`

Property Details

APN / Parcel Number

Primary APN	`728-70-19-95-100-000`
Alternative APN	`263086001`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,378 sqft Finished Area
1st Floor Area	304 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	21,257 sqft (0.488 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft
Patio Area	216 sqft
Balcony Area	26 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	263086001
Street Address	1007 GRAVITY HILL RD
City	MIDLOTHIAN
State	VA
Zip	23114-4570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	GRAVITY HILL SEC 1 002
Legal Subdivision	GRAVITY HILL AT THE GROVE
Legal Lot Number	2
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	3
Census Block	3003
Census Tract	100929

Owner

Source: Chesterfield County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 GRAVITY HILL RD, MIDLOTHIAN, VA 23114-4570
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
May 2, 2022	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Sep 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK
Oct 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on Record
Deed Sale	Sep 3, 2026 · Amount on Record
Prior Sale	Jan 14, 2002
Deed Document Number	202632715
Deed Book / Page	15366 / 409
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Sep 3, 2026
Property Address	1007 GRAVITY HILL RD, MIDLOTHIAN, VA 23114-4570
Document Number	0000032715
Book / Page	15366 / 409
Instrument Date	Sep 1, 2026
Instrument	202632715
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,003.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 GRAVITY HILL RD, MIDLOTHIAN, VA 23114-4570

Mortgage

Document Number	0000032716,
Date	Sep 3, 2026
Book Page	15366/413
Instrument	202632716

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	1007 GRAVITY HILL RD, MIDLOTHIAN, VA 23114-4570
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013945-255
Date	May 2, 2022
Book Page	13945/255
Instrument	2022020311

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	1007 GRAVITY HILL RD, MIDLOTHIAN, VA 23114-4570
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013639-492
Date	Sep 21, 2021
Book Page	13639/492
Instrument	2021060817

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	1007 GRAVITY HILL RD, MIDLOTHIAN, VA 23114-4570
Document Number	13085754
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 GRAVITY HILL RD MIDLOTHIAN VA 231144570, MIDLOTHIAN, VA 23114-4570

Mortgage

Document Number	13085754
Date	Nov 20, 2020
Book Page	013085/000754
Instrument	64097

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	1007 GRAVITY HILL RD, MIDLOTHIAN, VA 23114-4570
Document Number	13003693
Instrument Date	Oct 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 GRAVITY HILL RD MIDLOTHIAN VA 231144570, MIDLOTHIAN, VA 23114-4570

Mortgage

Document Number	13003693
Date	Oct 8, 2020
Book Page	013003/000693
Instrument	53705

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 7, 2035

Interest

Rate Type	Fixed Rate
Rate	2.38%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,382.00 (+8.55%)	$602,000 (+8.61%) Land $113,000 Building $489,000	$602,000 (+8.61%) Land $113,000 Building $489,000
2025	$4,958.00 (+10.3%)	$554,300 (+12.82%) Land $103,000 Building $451,300	$554,300 (+12.82%) Land $103,000 Building $451,300
2023	$4,495.00	$491,300 Land $91,000 Building $400,300	$491,300 Land $91,000 Building $400,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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