1007 Gibraltar Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 1007 Gibraltar Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 589 sqft · built 1959
Lot Size	0.253 acres (11,025 sqft)
Owner	Individual Name on Record
Last Sale	$339,000 (Jun 2021)
Tax Bill	$4,035 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00544770-000000`

Property Details

APN / Parcel Number

Primary APN	`00544770-000000`
Alternative APNs	`22613900544770000000` `1668281`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	589 sqft Living Area
1st Floor Area	599 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2000
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	11,025 sqft (0.253 acres)
Lot Dimensions	105 ft deep x 90 ft wide

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	443 sqft
Patio Area	254 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	1668281
Old Parcel Number	22613900544770000000
Street Address	1007 GIBRALTAR RD
City	KEY LARGO
State	FL
Zip	33037-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 8 N 1/2 LOT 14 & ALL LLOT 15 & S'LY 15 FT LOT 16 BAHIA MAR EST PB4-79 KEY LARGO OR346-249/50 OR528-361 OR780-59 OR811-144
Legal Range	39E
Legal Township	61S
Legal Section	22
Legal Subdivision	BAHIA MAR ESTATES
Legal Block	8
Legal Lot Number	14-16
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2008
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1007 GIBRALTAR RD, KEY LARGO, FL 33037-4608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	2325010
Deed Book / Page	3105 / 434
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 14, 2021
Property Address	1007 GIBRALTAR RD, KEY LARGO, FL 33037-4608
Document Number	0031050434
Book / Page	3105 / 434
Map Reference	MB 4 PG 79
Instrument Date	Jun 9, 2021
Instrument	2325010
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,373.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10911 SW 116TH AVE, 10911, MIAMI, FL 33176-3190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 GIBRALTAR RD, KEY LARGO, FL 33037-4608

Mortgage

Document Number	3105436
Date	Jun 14, 2021
Instrument	3105/436

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$440,860 (-6.19%) Land $321,048 Building $119,812	$440,860 (-6.19%) Land $321,048 Building $119,812
2024	$4,035.00 (-0.17%)
2023	$4,042.00 (+13.19%) Homeowner's exemption	$469,951 (+22.25%) Land $361,951 Building $108,000	$469,951 (+22.25%) Land $361,951 Building $108,000
2022	$3,571.00	$384,406 Land $280,697 Building $103,709	$384,406 Land $280,697 Building $103,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 245 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	161 (1992–2023)
Claims Outside the SFHA	6 of 161
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 91 claims Hurricane Irene, Oct 1999 · 31 claims Hurricane Georges, Sep 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20