1007 Gerhard St, Dayton, OH 45404 Property Records

Montgomery County property record for 1007 Gerhard St, Dayton, OH 45404

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,113 sqft · built 1951
Lot Size	0.207 acres (9,021 sqft)
Owner	2 Owner Names on Record
Last Sale	$95,000 (Feb 2002)
Tax Bill	$1,201 (2024)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R72 05104 0032`

Property Details

APN / Parcel Number

Primary APN	`R72 05104 0032`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,113 sqft Living Area
1st Floor Area	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	9,021 sqft (0.207 acres)
Lot Dimensions	110 ft deep x 82 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1007 GERHARD ST
City	DAYTON
State	OH
Zip	45404-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7-2-35 J K L PTS 51-4-34,51-4-33
Legal Subdivision	MRS
Legal Lot Number	32
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2000
Census Tract	1802

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	1007 GERHARD ST, DAYTON, OH 45404-2052
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2002 · Amount on Record
Deed Sale	Feb 26, 2002 · Amount on Record
Prior Sale	Aug 2, 2001
Deed Document Number	0000140E10
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1007 GERHARD ST, DAYTON, OH 45404-2052
Document Number	0000048059
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1007 GERHARD ST DAYTON OH 454042052, DAYTON, OH 45404-2052

Mortgage

Document Number	0000048059
Date	Aug 18, 2020
Instrument	48059

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 17, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,710 (-) Land $4,050 Building $16,660
2024	$1,201.00 (+2.47%)
2023	$1,172.00 (-9.15%)	$20,710 (+17.27%) Land $4,050 Building $16,660	$59,190 (+17.32%) Land $11,580 Building $47,610
2022	$1,290.00	$17,660 Land $3,470 Building $14,190
2020			$50,450 Land $9,900 Building $40,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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