1007 Garfield St, Harvard, IL 60033 Property Records

McHenry County property record for 1007 Garfield St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Feb 2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-36-104-003`

Property Details

APN / Parcel Number

Primary APN	`01-36-104-003`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	1007 GARFIELD ST
City	HARVARD
State	IL
Zip	60033-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 1971R0546610 PT W1/2 NW1/4 NW1/4
Legal Range	05E
Legal Township	46N
Legal Section	36
Legal Block	104
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2020
Census Tract	870302

Owner

Source: McHenry County records · APN 01-36-104-003

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	612 CALGARY WAY, BELVIDERE, IL 61008-6403
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2024 · Amount on Record
Deed Sale	Feb 14, 2024 · Amount on Record
Deed Document Number	2024R0003424
Record Updated	Jun 07, 2026

February 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 14, 2024
Property Address	1007 GARFIELD ST, HARVARD, IL 60033-1705
Document Number	0000003424
Instrument Date	Feb 05, 2024
Instrument	2024R0003424
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 CALGARY WAY, BELVIDERE, IL 61008-6403

Mortgage

Document Number	0000003425
Date	Feb 14, 2024
Instrument	2024R0003425

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Interest

Rate Type	Fixed Rate
Rate	7.37%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$42,424 Land $14,042 Building $28,382	$127,272 Land $42,126 Building $85,146

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), as of February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118703022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 444 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1110250, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARVARD serves 9,469 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.