1007 E Aspen St, Spencer, WI 54479 Property Records

Marathon County property record for 1007 E Aspen St, Spencer, WI 54479

Property Summary

Property Type	Single Family Home
Lot Size	0.355 acres (15,507 sqft)
Owner	Individual Name on File
Last Sale	$178,500 (Jan 2020)
Tax Bill	$4,112 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181-2602-084-1016`

Property Details

APN / Parcel Number

Primary APN	`181-2602-084-1016`
Alternative APN	`56-0205-000-015-00-00`

Exterior

Lot Area	15,507 sqft (0.355 acres)

Location & Zoning

Street Address	1007 E ASPEN ST
City	SPENCER
State	WI
Zip	54479-9366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST LAND HEIGHTS LOT 15
Legal Range	02
Legal Township	26
Legal Section	08
Legal Quarter	NE
Legal Subdivision	EAST LAND HEIGHTS
Legal Lot Number	15
Jurisdiction	MARATHON WI
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2026
Census Tract	2101

Owner

1007 E Aspen St is owned and occupied by an individual who bought it in January 2020.

Source: Marathon County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1007 E ASPEN ST, SPENCER, WI 54479-9366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FORWARD FINANCIAL BANK
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FORWARD BANK
Jan 31, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MTG CO LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Prior Sale	Aug 27, 2008 · Amount on File
Deed Document Number	1797137
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	1007 E ASPEN ST, SPENCER, WI 54479-9366
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001926315
Date	Oct 28, 2025
Instrument	1926315

Lender

Name	FORWARD FINANCIAL BANK
Type	Bank
Address	MARSHFIELD, WI 54449

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	1007 E ASPEN ST, SPENCER, WI 54479-9366
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	BADGER TITLE INC, BADGER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001831746
Date	Apr 1, 2021
Instrument	1831746

Lender

Name	FORWARD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARATHON WI
Recording Date	Jan 31, 2020
Property Address	1007 E ASPEN ST, SPENCER, WI 54479-9366
Document Number	0001797137
Instrument Date	Jan 31, 2020
Instrument	1797137
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	BADGER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001797138
Date	Jan 31, 2020
Instrument	1797138

Lender

Name	FIRST CENTENNIAL MTG CO LTD

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1007 E Aspen St was $4,112 with a homeowner's exemption.

Source: Marathon County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Wisconsin
County	Marathon County
Municipality	Spencer Village
Unified School District	Spencer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,112.00	$206,000 Land $15,500 Building $190,500	$261,543 Land $19,679 Building $241,864
2023	$3,425.00 Homeowner's exemption	$206,000 Land $15,500 Building $190,500	$222,444 Land $16,737 Building $205,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1007 E Aspen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 E Aspen St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATERWORKS serves 1,848 people · EPA ID WI7370108
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Country Wireless Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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