Monroe County property record for 1007 Creekside Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,772 sqft · built 2019 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $288,178 (Dec 2019) |
| Tax Bill | $5,997 (2024) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-265-058-000 |
| Primary APN | 07-26-265-058-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 1,772 sqft Living Area |
| 1st Floor Area | 1,772 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 822 sqft |
| Cooling System | Central |
|---|
| Street Address | 1007 CREEKSIDE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-0080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 58 CREEKSIDE ESTATES |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | CREEKSIDE ESTATES |
| Legal Lot Number | 58 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 600402 |
Source: Monroe County assessment roll, as of August 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1007 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD |
| Dec 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MTG CORP |
| Jul 12, 2019 | Warranty Deed, Transfer · Line of Credit FARMERS & MERCHANTS NAT'L BK/N |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 9, 2019 · Amount on Record |
| Deed Sale | Dec 9, 2019 · Amount on Record |
| Prior Sale | Jul 12, 2019 · Amount on Record |
| Deed Document Number | 2019405161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1007 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000440724 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 440724 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Jan 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1007 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000410480 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 410480 |
| Name | BANK OF SPRINGFIELD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 9, 2019 |
| Property Address | 1007 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Document Number | 0000405161 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 405161 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ILLINOIS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $432.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1007 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Document Number | 0000405162 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 405162 |
| Name | AMERICAN PORTFOLIO MTG CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 12, 2019 |
| Property Address | 1007 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Document Number | 0000402427 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 402427 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2019 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $62.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8140 JEFFERSON RD FREEBURG IL 622432316, FREEBURG, IL 62243-2316 |
| Document Number | 402428 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 402428 |
| Name | FARMERS & MERCHANTS NAT'L BK/N |
|---|---|
| Address | MASCOUTAH, IL 62258 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 11, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $101,620 (+21.06%) Land $15,390 Building $86,230 | $304,860 (+21.06%) Land $46,170 Building $258,690 | |
| 2024 | $5,997.00 | ||
| 2022 | $83,940 Land $360 Building $83,580 | $251,820 Land $1,080 Building $250,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Holding Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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