1007 Cove Cir, Huron, OH 44839 Property Records

Erie County property record for 1007 Cove Cir, Huron, OH 44839

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,167 sqft · built 1973
Lot Size	0.379 acres (16,518 sqft)
Owner	Individual Name on Record
Last Sale	$283,650 (Jul 2017)
Tax Bill	$6,216 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-00797-000`

Property Details

APN / Parcel Number

Primary APN	`42-00797-000`
Alternative APN	`001908-7`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,167 sqft Living Area
Gross Area	4,207 sqft
1st Floor Area	1,645 sqft
Upper Floors Area	1,522 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,518 sqft (0.379 acres)
Lot Dimensions	118 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	409 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	001908-7
Street Address	1007 COVE CIR
City	HURON
State	OH
Zip	44839-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	87 BEACHWOOD COVE SUB 6
Legal Subdivision	BEACHWOOD COVE SUB
Jurisdiction	ERIE OH
Township / Civil Division	HURON
Census Block Group	3
Census Block	3004
Census Tract	40400

Owner

Source: Erie County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1007 COVE CIR, HURON, OH 44839-1927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Jul 12, 2017	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2017 · Amount on Record
Deed Sale	Jul 12, 2017 · Amount on Record
Deed Document Number	20176171
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	1007 COVE CIR, HURON, OH 44839-1927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007173
Date	Aug 9, 2017
Instrument	201707173

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 21, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Jul 12, 2017
Property Address	1007 COVE CIR, HURON, OH 44839-1927
Document Number	0000006171
Map Reference	VOL 19 PG 43
Instrument Date	Jul 12, 2017
Instrument	201706171
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,134.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 COVE CIR, HURON, OH 44839-1927

Mortgage

Document Number	0000006172
Date	Jul 12, 2017
Instrument	201706172

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Mortgage

Document Number	0000006173
Date	Jul 12, 2017
Instrument	201706173

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 21, 2032

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Huron Township
Municipality	Huron City
Unified School District	Huron City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,216.00 (-3.61%)	$156,653 (-) Land $48,769 Building $107,884
2024	$6,449.00 (+38.12%) Homeowner's exemption	$156,653 (+47.28%) Land $48,769 Building $107,884	$447,580 (+47.28%) Land $139,340 Building $308,240
2023	$4,669.00 (+5.9%) Homeowner's exemption	$106,365 (%) Land $37,513 Building $68,852
2022	$4,409.00 Homeowner's exemption	$106,368 Land $37,513 Building $68,855
2021			$303,900 Land $107,180 Building $196,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1978–1987)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HURON CITY serves 6,893 people · EPA ID OH2201011
Water Source	Surface water
Last State Inspection	Oct 2024
Also Mapped Here	ERIE CO MARGARETTA DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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