1007 Circle Dr, Stroud, OK 74079 Property Records

Lincoln County property record for 1007 Circle Dr, Stroud, OK 74079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 1967
Lot Size	0.22 acres (9,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,000 (Sep 2019)
Tax Bill	$1,124 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19102`

Property Details

APN / Parcel Number

Primary APN	`19102`
Alternative APN	`6085-00-002-021-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft
Basement Area	128 sqft
Unfinished Basement	128 sqft
Cellar	Cellar
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Stone
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,577 sqft (0.22 acres)
Lot Dimensions	157 ft deep x 61 ft wide
Garage Type	Attached
Porch	Enclosed Porch
Porch Area	256 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	19102
Street Address	1007 CIRCLE DR
City	STROUD
State	OK
Zip	74079-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 2 LOT 21 LESS N 10' THEREOF & N 10' LOTS 22-23 HIGHLAND PARK ADDN STROUD 15-6-190-02-014
Legal Range	190
Legal Township	06N
Legal Section	15
Legal Subdivision	HIGHLAND PARK ADDN
Legal Block	2
Legal Lot Number	21-23
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	3
Census Block	3005
Census Tract	961100

Owner

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 CIRCLE DR, STROUD, OK 74079-2219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage FIRST BANK & TRUST CO
Sep 9, 2019	Warranty Deed, Transfer · Commercial Mortgage STROUD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Prior Sale	Dec 31, 2014 · Amount on Record
Deed Document Number	20196060
Deed Book / Page	2348 / 207
Prior Transfer Date	Nov 29, 2006
Prior Transfer Doc	001725/718
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	1007 CIRCLE DR, STROUD, OK 74079-2219
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002545/153
Date	Feb 8, 2024
Book Page	2545/153
Instrument	I-2024-000792

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	STROUD, OK 74079

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Sep 9, 2019
Property Address	1007 CIRCLE DR, STROUD, OK 74079-2219
Document Number	002348/207
Book / Page	2348 / 207
Instrument Date	Sep 6, 2019
Instrument	06060
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TTL GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1007 CIRCLE DR, STROUD, OK 74079-2219
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006061
Date	Sep 9, 2019
Instrument	06061

Lender

Name	STROUD NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Nov 6, 2024

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Municipality	Stroud City
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,430 (+5%) Land $1,568 Building $11,862	$122,091 (-3.6%) Land $14,257 Building $107,834
2025	$1,124.00 (-1.83%)	$12,790 (+10.25%) Land $1,529 Building $11,261	$126,654 (+8.76%) Land $15,145 Building $111,509
2024	$1,145.00 (+22.2%)	$11,601 (+5%) Land $1,666 Building $9,935
2022	$937.00	$11,049 Land $1,429 Building $9,620	$116,455 Land $15,147 Building $101,308

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 89% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STROUD UTILITIES AUTHORITY serves 2,811 people · EPA ID OK1020705
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2019 Total trihalomethanes not recorded as resolved · Jan 2018
Treatment and Procedure	Lead service line inventory Oct 2024 Organic carbon removal Jul 2018
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Central Oklahoma Telephone.

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