1007 Chestnut St, Kelso, WA 98626 Property Records

Cowlitz County property record for 1007 Chestnut St, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,130 sqft · built 1944
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$287,500 (Feb 2021)
Tax Bill	$3,346 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`R034797`

Property Details

APN / Parcel Number

Primary APN	`R034797`
Alternative APNs	`3034797` `20651`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	760 sqft
2nd Floor Area	370 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2013
Architectural Style	Multi-Level
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	3034797
Street Address	1007 CHESTNUT ST
City	KELSO
State	WA
Zip	98626-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R03
Legal Description	73 (BUNGALOW) -9 -5 35 -8N -2W INCL 1/2 VAC ALLEY ORD 2415 INCL PTN LOT 4 SCO 122010103 EXC PTN LOT 5 SCO 122010103.
Legal Range	02W
Legal Township	08N
Legal Section	35
Legal Subdivision	BUNGALOW
Legal Block	9
Legal Lot Number	4
Jurisdiction	COWLITZ WA
Township / Civil Division	LONGVIEW-KELSO
Census Block Group	5
Census Block	5017
Census Tract	1100

Owner

1007 Chestnut St is owned and occupied by an individual who bought it in February 2021.

Source: Cowlitz County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1007 CHESTNUT ST, KELSO, WA 98626-2805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIBRE FCU
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2021 · Amount on File
Deed Sale	Feb 24, 2021 · Amount on File
Prior Sale	Jul 21, 2011 · Amount on File
Deed Document Number	20213673236
Prior Transfer Date	Feb 27, 2008
Prior Transfer Doc	0003360746
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Feb 24, 2021
Property Address	1007 CHESTNUT ST, KELSO, WA 98626-2805
Document Number	0003673236
Map Reference	VOL 4 PG 48
Instrument Date	Feb 18, 2021
Instrument	3673236
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	STEWART TITLE COWLITZ COUNTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,881.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 CHESTNUT ST, KELSO, WA 98626-2805

Mortgage

Document Number	0003673237
Date	Feb 24, 2021
Instrument	3673237

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	1007 CHESTNUT ST, KELSO, WA 98626-2805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COWLITZ COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003597412
Date	Jul 20, 2018
Instrument	3597412

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	1007 CHESTNUT ST, KELSO, WA 98626-2805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COWLITZ COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003631117
Date	Nov 18, 2019
Instrument	3631117

Lender

Name	FIBRE FCU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2039

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	1007 CHESTNUT ST, KELSO, WA 98626-2805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COWLITZ COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003657805
Date	Sep 29, 2020
Instrument	3657805

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1007 Chestnut St was $3,346.

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Municipality	Kelso City
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,346.00	$288,340 Land $32,630 Building $255,710	$288,340 Land $32,630 Building $255,710
2023	$3,222.00
2022		$263,770 Land $28,500 Building $235,270	$263,770 Land $28,500 Building $235,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1007 Chestnut St in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A T

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KELSO serves 15,775 people · EPA ID WA5338000
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	1,200 / 35
Astound Broadband Fixed Wireless · Fiber in parts of the area	1,000 / 250

May also be available: T-Mobile, Verizon.

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