Simpson County property record for 1007 Central Ave, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1965 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $763 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-00-03-018.00 |
| Primary APN | 019-00-03-018.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,500 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 272 sqft |
| Carport | Carport |
| Carport Area | 272 sqft |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 1007 CENTRAL AVE |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1007 CENTRAL AVENUE |
| Legal Subdivision | SENG |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 970401 |
Source: Simpson County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1007 CENTRAL AVE, FRANKLIN, KY 42134-2003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 25, 2022 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| Jun 16, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2021 |
| Deed Sale | Jun 16, 2021 |
| Prior Sale | Apr 12, 2016 · Amount on Record |
| Deed Document Number | 20211203064 |
| Deed Book / Page | 357 / 464 |
| Prior Transfer Date | Jun 4, 2021 |
| Prior Transfer Doc | D357/464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Sep 10, 2026 |
| Property Address | 1007 CENTRAL AVE, FRANKLIN, KY 42134-2003 |
| Document Number | 0001268189 |
| Book / Page | 594 / 187 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 20261268189 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1007 CENTRAL AVE, FRANKLIN, KY 42134-2003 |
| Document Number | 0001268189, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 594/187 |
| Instrument | 20261268189 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 1007 CENTRAL AVE, FRANKLIN, KY 42134-2003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1007 CENTRAL AVE, FRANKLIN, KY 42134-2003 |
| Document Number | 00M514/775 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | M514/775 |
| Instrument | 1207738 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, KY 42134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jun 16, 2021 |
| Property Address | 1007 CENTRAL AVE, FRANKLIN, KY 42134-2003 |
| Document Number | D357/464 |
| Book / Page | D357 / 464 |
| Map Reference | MB 1 PG 61 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 1203064 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1007 CENTRAL AVE, FRANKLIN, KY 42134-2003 |
| Document Number | 1203065 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 1203065 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Simpson County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $763.00 (-5.69%) | $87,000 (-) | $87,000 (-) |
| 2023 | $809.00 | $87,000 | $87,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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