1007 Baltimore St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1007 Baltimore St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 852 sqft · built 1928
Lot Size	0.135 acres (5,895 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,162 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-136-012`

Property Details

APN / Parcel Number

Primary APN	`8913-35-136-012`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	852 sqft Living Area
1st Floor Area	852 sqft
Basement Area	852 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,895 sqft (0.135 acres)
Lot Dimensions	131 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1007 BALTIMORE ST
City	WATERLOO
State	IA
Zip	50702-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITORS PLAT NO 6 WATERLOO LOT 11
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	AUDITORS PLAT NO 6 WATERLOO
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1014
Census Tract	1100

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 BALTIMORE ST, WATERLOO, IA 50702-3222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Jan 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 30, 2026
Property Address	1007 BALTIMORE ST, WATERLOO, IA 50702-3222
Document Number	0000006000
Instrument Date	Apr 25, 2026
Instrument	20266000
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 BALTIMORE ST, WATERLOO, IA 50702-3222

Mortgage

Document Number	0000006000,
Date	Apr 30, 2026
Instrument	20266000

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1007 BALTIMORE ST, WATERLOO, IA 50702-3222
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 BALTIMORE ST, WATERLOO, IA 50702-3222

Mortgage

Document Number	202300015890
Date	May 30, 2023
Instrument	202300015890

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1007 BALTIMORE ST, WATERLOO, IA 50702-3222
Transaction Type	Mortgage
Record Updated	Feb 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013447
Date	Jan 31, 2020
Instrument	202000013447

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2030

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,162.00 (+7.24%) Homeowner's exemption	$116,780 (+13.24%) Land $14,330 Building $102,450	$116,780 (+13.24%) Land $14,330 Building $102,450
2024	$2,016.00 (+24.75%)
2023		$103,130 (+25.05%) Land $14,330 Building $88,800	$103,130 (+25.05%) Land $14,330 Building $88,800
2022	$1,616.00 Homeowner's exemption	$82,470 Land $14,330 Building $68,140
2021			$82,470 Land $14,330 Building $68,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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