1007 40th St, Bellingham, WA 98229 Property Records

Whatcom County property record for 1007 40th St, Bellingham, WA 98229

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,457 sqft · built 2001
Lot Size	0.46 acres (20,046 sqft)
Owner	2 Company Names on Record
Last Sale	$997,000 (Jul 2018)
Tax Bill	$12,031 (2025)
Deeds & Mortgages	Nov 2023 Transfer Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553517`

Property Details

APN / Parcel Number

Primary APN	`553517`
Alternative APNs	`370305 010214 0000` `21558`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,457 sqft Living Area
1st Floor Area	2,457 sqft
Basement Area	2,977 sqft
Finished Basement	1,392 sqft
Unfinished Basement	1,585 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	20,046 sqft (0.46 acres)
Garage Type	Attached
Garage Area	1,260 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	82 sqft
Deck Area	523 sqft
Patio Area	523 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	553517
Street Address	1007 40TH ST
City	BELLINGHAM
State	WA
Zip	98229-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS20.0
Legal Description	WILDWOOD HILLS DIV NO 2 LOT 13
Legal Range	03
Legal Township	37
Legal Section	05
Legal Subdivision	WILDWOOD HILLS DIV NO 2
Legal Lot Number	13
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2002
Census Tract	902

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	1007 40TH ST, BELLINGHAM, WA 98229-3119
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Intrafamily Transfer, Transfer
Jul 24, 2018	Warranty Deed, Transfer JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	2180702587
Last Transfer Date	Nov 17, 2023
Transfer Doc	0001101138
Record Updated	Jun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Nov 17, 2023
Property Address	1007 40TH ST, BELLINGHAM, WA 98229-3119
Document Number	0001101138
Map Reference	AF 901212057
Instrument Date	Nov 16, 2023
Instrument	2023-1101138
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1007 40TH ST, BELLINGHAM, WA 98229-3119

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 24, 2018
Property Address	1007 40TH ST, BELLINGHAM, WA 98229-3119
Document Number	2180702587
Instrument Date	Jul 2, 2018
Instrument	702587
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,751.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1007 40TH ST BELLINGHAM WA 982293119, BELLINGHAM, WA 98229-3119

Mortgage

Document Number	2180702588
Date	Jul 24, 2018
Instrument	702588

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,031.00 (+36.08%)	$1,471,053 (+15.84%) Land $350,900 Building $1,120,153	$1,471,053 (+15.84%) Land $350,900 Building $1,120,153
2022		$1,269,847 Land $446,760 Building $823,087	$1,269,847 Land $446,760 Building $823,087
2021	$8,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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