1007 40th Ave W, Bradenton, FL 34205 Property Records

Manatee County property record for 1007 40th Ave W, Bradenton, FL 34205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1963
Lot Size	0.236 acres (10,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jan 2020)
Tax Bill	$3,628 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`49173-0000-8`

Property Details

APN / Parcel Number

Primary APN	`49173-0000-8`
Alternative APN	`3517024917300008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,275 sqft (0.236 acres)
Lot Dimensions	137 ft deep x 75 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1007 40TH AVE W
City	BRADENTON
State	FL
Zip	34205-6027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	LOT 6 BLK 3 BELLS SUB PI#49173.0000/8
Legal Range	17E
Legal Township	35S
Legal Section	02
Legal Subdivision	BELLS SUBDIVISION REVISED PLAT
Legal Tract	04912400
Legal Block	3
Legal Lot Number	6
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1014
Census Tract	105

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 40TH AVE W, BRADENTON, FL 34205-6027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 3, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 16, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 16, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2020 · Amount on Record
Deed Sale	Jan 16, 2020 · Amount on Record
Deed Document Number	20205575
Prior Transfer Date	Jan 14, 2020
Prior Transfer Doc	0000005575
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1007 40TH AVE W, BRADENTON, FL 34205-6027
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 40TH AVE W, BRADENTON, FL 34205-6027

Mortgage

Document Number	0041127264
Date	Oct 17, 2025
Instrument	202541127264

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Feb 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1007 40TH AVE W, BRADENTON, FL 34205-6027
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 40TH AVE W, BRADENTON, FL 34205-6027

Mortgage

Document Number	0041073639
Date	Jun 3, 2022
Instrument	202241073639

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Feb 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1007 40TH AVE W, BRADENTON, FL 34205-6027
Document Number	0041132331
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 40TH AVE W BRADENTON FL 342056027, BRADENTON, FL 34205-6027

Mortgage

Document Number	0041132331
Date	Dec 2, 2020
Instrument	41132331

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 16, 2020
Property Address	1007 40TH AVE W, BRADENTON, FL 34205-6027
Document Number	0041005575
Instrument Date	Jan 14, 2020
Instrument	41005575
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1007 40TH AVE W BRADENTON FL 342056027, BRADENTON, FL 34205-6027

Mortgage

Document Number	41005576
Date	Jan 16, 2020
Instrument	41005576

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,935 (+1%)	$254,978 (-0.01%) Land $35,700 Building $219,278
2025	$3,628.00 (+3.72%) Senior Citizen's exemption	$208,123 (-10.65%)	$255,012 (+9.48%) Land $35,700 Building $219,312
2024	$3,498.00 (+8.47%)
2023	$3,225.00 (+9.36%)	$232,936 (+11.18%) Land $35,700 Building $197,236	$232,936 (+11.18%) Land $35,700 Building $197,236
2022	$2,949.00	$209,517 Land $35,000 Building $174,517	$209,517 Land $35,000 Building $174,517

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	28 (1988–2026)
Most Recent Claim	Jan 2026 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2003 · 4 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

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