1007 3rd St SW, Cedar Rapids, IA 52404 Property Records

Linn County property record for 1007 3rd St SW, Cedar Rapids, IA 52404

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,033 sqft · built 2014
Lot Size	0.123 acres (5,357 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Oct 2023)
Tax Bill	$3,328 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14283-11007-00000`

Property Details

APN / Parcel Number

Primary APN	`14283-11007-00000`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,033 sqft Living Area
Gross Area	2,402 sqft
1st Floor Area	1,201 sqft
Basement Area	1,201 sqft
Finished Basement	832 sqft
Unfinished Basement	369 sqft
Game Room	Game Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,357 sqft (0.123 acres)
Lot Dimensions	50 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	51 sqft
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1007 3RD ST SW
City	CEDAR RAPIDS
State	IA
Zip	52404-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARKS STR/LB 2
Legal Range	7W
Legal Township	83N
Legal Section	28
Legal Subdivision	CLARKS ADDITION
Legal Lot Number	2
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	1
Census Block	1009
Census Tract	2500

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 3RD ST SW, CEDAR RAPIDS, IA 52404-2148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage HILLS BANK AND TRUST CO
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
May 20, 2020	Warranty Deed, Transfer · Conventional with PMI COLLINS CMNTY CU
Apr 12, 2017	Loan Modification, Mortgage · FHA Mortgage PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	May 20, 2020 · Amount on Record
Deed Book / Page	11522 / 20031
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Oct 31, 2023
Property Address	1007 3RD ST SW, CEDAR RAPIDS, IA 52404-2148
Document Number	1152220031
Book / Page	11522 / 20031
Instrument Date	Oct 25, 2023
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1007 3RD ST SW, CEDAR RAPIDS, IA 52404-2148

Mortgage

Document Number	1152220032
Date	Oct 31, 2023
Instrument	11522/20032

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Nov 1, 2033
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	1-Year T-Bill
Margin	3
Max Rate	13.3%

Mortgage

Document Number	1152220046
Date	Oct 31, 2023
Book Page	11522/20046

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1007 3RD ST SW, CEDAR RAPIDS, IA 52404-2148
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0010916285
Date	Feb 11, 2021
Book Page	10916/285

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jun 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	May 20, 2020
Property Address	1007 3RD ST SW, CEDAR RAPIDS, IA 52404-2148
Document Number	0106510174
Book / Page	010651 / 000174
Instrument Date	May 8, 2020
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1007 3RD ST SW CEDAR RAPIDS IA 524042148, CEDAR RAPIDS, IA 52404-2148

Mortgage

Document Number	106510175
Date	May 20, 2020
Book Page	010651/000175

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LINN IA
Property Address	1007 3RD ST SW, CEDAR RAPIDS, IA 52404-2148
Document Number	0098600513
Book / Page	009860 / 000513
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1007 3RD ST SW CEDAR RAPIDS IA 524042148, CEDAR RAPIDS, IA 52404-2148

Mortgage

Document Number	0098600513
Date	Jun 20, 2017
Book Page	009860/000513

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,100 (-) Land $26,200 Building $197,900	$224,100 (-) Land $26,200 Building $197,900
2025	$3,328.00 (+15.72%)	$224,100 (+29.54%) Land $26,200 Building $197,900	$224,100 (+29.54%) Land $26,200 Building $197,900
2024	$2,876.00 (-7.76%)
2023		$173,000 Land $22,800 Building $150,200	$173,000 Land $22,800 Building $150,200
2022	$3,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	34 (1993–2016)
Claims Outside the SFHA	26 of 34
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2014 · 18 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 8 claims Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
ImOn Communications Cable · Fiber in parts of the area	300 / 30
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Vero Fiber.

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