Buchanan County property record for 1007 3rd St NE, Independence, IA 50644
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,350 sqft · built 1977 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,494 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0635359004 |
| Primary APN | 0635359004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,350 sqft Living Area |
| Basement Area | 1,350 sqft |
| Finished Basement | 1,350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 13,504 sqft (0.31 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1007 3RD ST NE |
|---|---|
| City | INDEPENDENCE |
| State | IA |
| Zip | 50644-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MELONES BLK 7 LOT 2 |
| Legal Subdivision | MELONES |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | BUCHANAN IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 950500 |
1007 3rd St NE is owned and occupied by two individuals.
Source: Buchanan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1007 3RD ST NE, INDEPENDENCE, IA 50644-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Property Address | 1007 3RD ST NE, INDEPENDENCE, IA 50644-2203 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R00886 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021R00886 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1007 3rd St NE was $3,494 with a homeowner's exemption.
Source: Buchanan County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Buchanan County |
| Municipality | Independence City |
| Unified School District | Independence Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,494.00 Homeowner's exemption | $212,430 Land $33,830 Building $178,600 | $212,430 Land $33,830 Building $178,600 |
| 2023 | $3,204.00 Homeowner's exemption | $186,520 Land $30,210 Building $156,310 | $186,520 Land $30,210 Building $156,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1007 3rd St NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1990–2013) |
| Most Recent Claim | Jun 2013 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1007 3rd St NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Independence Telecommunications Utility Cable · Fiber in parts of the area | 250 / 25 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
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