1007 38th St, Norfolk, VA 23508 Property Records

Norfolk City property record for 1007 38th St, Norfolk, VA 23508

Property Summary

Property Type	Apartments (5+ Units)
Details	4,356 sqft · built 1987
Lot Size	0.172 acres (7,484 sqft)
Owner	Company Name on Record
Last Sale	$320,000 (Aug 2012)
Tax Bill	$8,563 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2022 Refinance
APN	`06454900`

Property Details

APN / Parcel Number

Primary APN	`06454900`

Interior

Units	6 Units
Stories	2 Stories
Building Area	4,356 sqft Total Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	7,484 sqft (0.172 acres)
Porch	Porch
Porch Area	330 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1007 38TH ST
City	NORFOLK
State	VA
Zip	23508-2653
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R8
Legal Description	41,43 & 45 BLK V KENSINGTON
Legal Subdivision	KENSINGTON
Legal Block	V
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	3
Census Block	3002
Census Tract	2700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Park Place Historic District listed 2006 · 1,532 contributing resources · NRIS 06000029

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 3768, NORFOLK, VA 23514-3768
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit BANK FINANCIAL NATIONAL ASSOCIATION
Jun 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANKFINANCIAL NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2012 · Amount on Record
Deed Sale	Aug 3, 2012 · Amount on Record
Deed Document Number	201218393
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1007 W 38TH ST, NORFOLK, VA 23508-2653
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220021073
Date	Aug 29, 2022
Instrument	220021073

Lender

Name	BANK FINANCIAL NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1007 W 38TH ST, NORFOLK, VA 23508-2653
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, BARRISTERS OF VIRGINIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0220016377
Date	Jun 30, 2022
Instrument	220016377

Lender

Name	BANKFINANCIAL NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,563.00 (+10.39%)	$685,100 (+8.63%) Land $106,100 Building $579,000	$685,100 (+8.63%) Land $106,100 Building $579,000
2025	$7,757.00 (+15.72%)	$630,700 (+17.6%) Land $106,100 Building $524,600	$630,700 (+17.6%) Land $106,100 Building $524,600
2023	$6,703.00	$536,300 Land $106,100 Building $430,200	$536,300 Land $106,100 Building $430,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	13 (1999–2016)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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