St. Louis County property record for 1007 20th St S, Virginia, MN 55792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,494 sqft · built 1912 |
| Lot Size | 0.279 acres (12,161 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,486 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0140-00710 |
| Primary APN | 090-0140-00710 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,494 sqft Gross Area |
| 1st Floor Area | 1,494 sqft |
| Basement Area | 1,195 sqft |
| Finished Basement | 1,195 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 12,161 sqft (0.279 acres) |
| Garage Area | 1,300 sqft |
| Deck Area | 46 sqft |
|---|---|
| Patio Area | 532 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 16205 |
|---|---|
| Street Address | 1007 20TH ST S |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-3721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0002 BLOCK:009 SERIAL # |
| Legal Subdivision | RIDGEWOOD CITY OF VIRGINIA |
| Legal Block | 9 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 13200 |
1007 20th St S is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1007 20TH ST S, VIRGINIA, MN 55792-3721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1007 20TH ST S, VIRGINIA, MN 55792-3721 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001486607 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 1486607 |
| Name | VIRGINIA CO OP CU |
|---|---|
| Type | Credit Union |
| Address | VIRGINIA, MN 55792 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 23, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1007 20th St S was $4,486 with a homeowner's exemption, up 3.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,486.00 (+3.13%) Homeowner's exemption | ||
| 2025 | $4,350.00 (+18.27%) Homeowner's exemption | $253,800 (-0.9%) Land $12,100 Building $241,700 | $253,800 (-0.9%) Land $12,100 Building $241,700 |
| 2024 | $3,678.00 | $256,100 Land $12,100 Building $244,000 | $256,100 Land $12,100 Building $244,000 |
| 2022 | $157,500 Land $12,100 Building $145,400 | $157,500 Land $12,100 Building $145,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1007 20th St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1007 20th St S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Virginia serves 8,361 people · EPA ID MN1690046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
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