10065 Elk Mountain Rd, Upper Lake, CA 95485 Property Records

Lake County property record for 10065 Elk Mountain Rd, Upper Lake, CA 95485

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,355 sqft · built 1915
Lot Size	3.98 acres (173,804 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Aug 2017)
Tax Bill	$4,355 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-062-020-000`

Property Details

APN / Parcel Number

Primary APN	`004-062-020-000`
Alternative APN	`004-062-02`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,355 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1930
Construction Type	Wood
Lot Area	173,804 sqft
Garage Type	Detached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	004-062-02
Street Address	10065 ELK MOUNTAIN RD
City	UPPER LAKE
State	CA
Zip	95485-9574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	2
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	2
Census Block	2334
Census Tract	100

Owner

10065 Elk Mountain Rd is owned and occupied by two individuals who bought it in August 2017.

Source: Lake County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10065 ELK MOUNTAIN RD, UPPER LAKE, CA 95485-9574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAVINGS BANK OF MENDOCINO COUNTY
Aug 18, 2017	Grant Deed, Transfer · Conventional with PMI STEARNS LNDG
Aug 18, 2017	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2017 · Amount on File
Deed Sale	Aug 18, 2017 · Amount on File
Deed Document Number	201710973
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	10065 ELK MOUNTAIN RD, UPPER LAKE, CA 95485-9500
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10065 ELK MOUNTAIN RD, UPPER LAKE, CA 95485-9500

Mortgage

Document Number	0000014543
Date	Nov 12, 2020
Instrument	2020014543

Lender

Name	SAVINGS BANK OF MENDOCINO COUNTY
Type	Bank
Address	UKIAH, CA 95482

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Aug 18, 2017
Property Address	10065 ELK MOUNTAIN RD, UPPER LAKE, CA 95485-9500
Document Number	0000010973
Instrument Date	Aug 17, 2017
Instrument	10973
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10065 ELK MOUNTAIN RD UPPER LAKE CA 954859500, UPPER LAKE, CA 95485-9500

Mortgage

Document Number	10974
Date	Aug 18, 2017
Instrument	10974

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2047

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE CA
Recording Date	Aug 18, 2017
Property Address	10065 ELK MOUNTAIN RD, UPPER LAKE, CA 95485-9500
Document Number	0000010972
Instrument Date	Aug 17, 2017
Instrument	10972
Transaction Type	Transfer
Record Updated	Oct 20, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2350 APPOLINARIS DR UKIAH CA 954824186, UKIAH, CA 95482-4186

Tax Assessment & Valuation

The 2026 property tax bill for 10065 Elk Mountain Rd was $4,355, up 2.4% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,355.00 (+2.45%)	$353,972 (+2%) Land $83,558 Building $270,414
2025	$4,251.00	$347,032 Land $81,920 Building $265,112
2023	$4,082.00 (-1.95%)	$333,558 Land $78,740 Building $254,818
2022	$4,163.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10065 Elk Mountain Rd in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	64 (1978–2019)
Claims Outside the SFHA	8 of 64
Most Recent Claim	Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 6 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 8 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10065 Elk Mountain Rd is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Valley Internet Fixed Wireless	50 / 25
AT&T DSL	10 / 1

May also be available: DigitalPath, Mediacom Xtream.

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