10060 W Front Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 10060 W Front Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,268 sqft · built 1982
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Jul 2019)
Tax Bill	$3,342 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`056-162-014`

Property Details

APN / Parcel Number

Primary APN	`056-162-014`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,268 sqft Living Area
1st Floor Area	2,268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Lot Area	34,412 sqft (0.79 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	10060 W FRONT RD
City	ATASCADERO
State	CA
Zip	93422-5401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFY
Legal Description	CY ATAS ATAS COL BL 34 PTN LT 7 LESS MIN RTS
Legal Subdivision	ATASCADERO COLONY
Legal Block	34
Legal Lot Number	7
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1019
Census Tract	12601

Owner

10060 W Front Rd is owned and occupied by two individuals who bought it in July 2019.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10060 W FRONT RD, ATASCADERO, CA 93422-5401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage PREMIER VALLEY BANK
Dec 16, 2020	Deed of Trust, Mortgage · FHA Mortgage CENTRAL COAST LENDING INC
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage KD CAPITAL MORTGAGE CORPORATION
Apr 7, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jul 5, 2019	Grant Deed, Transfer · FHA Mortgage CENTRAL COAST LNDG
Mar 3, 2020	Correction Deed FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2019 · Amount on File
Deed Sale	Jul 5, 2019 · Amount on File
Deed Document Number	201926243
Prior Transfer Date	Feb 28, 2007
Prior Transfer Doc	0000010400
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	10060 W FRONT RD, ATASCADERO, CA 93422-5401
Transaction Type	Mortgage
Record Updated	Jul 18, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10060 W FRONT RD, ATASCADERO, CA 93422-5401

Mortgage

Document Number	0000018954
Date	Jul 6, 2023
Instrument	2023018954

Lender

Name	PREMIER VALLEY BANK
Type	Bank
Address	PASO ROBLES, CA 93446

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	10060 W FRONT RD, ATASCADERO, CA 93422-5401
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10060 W FRONT RD, ATASCADERO, CA 93422-5401

Mortgage

Document Number	0000074630
Date	Dec 16, 2020
Instrument	2020074630

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company
Address	MORRO BAY, CA 93442

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	10060 W FRONT RD, ATASCADERO, CA 93422-5401
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10060 W FRONT RD, ATASCADERO, CA 93422-5401

Mortgage

Document Number	0000065421
Date	Sep 27, 2021
Instrument	2021065421

Lender

Name	KD CAPITAL MORTGAGE CORPORATION
Type	Mortgage Company
Address	PASO ROBLES, CA 93446

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	10060 W FRONT RD, ATASCADERO, CA 93422-5401
Document Number	0000017903
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10060 W FRONT RD ATASCADERO CA 934225401, ATASCADERO, CA 93422-5401

Mortgage

Document Number	0000017903
Date	Apr 13, 2020
Instrument	17903

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 5, 2019
Property Address	10060 W FRONT RD, ATASCADERO, CA 93422-5401
Document Number	0000026243
Instrument Date	Jun 6, 2019
Instrument	26243
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$621.50
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10060 W FRONT RD ATASCADERO CA 934225401, ATASCADERO, CA 93422-5401

Mortgage

Document Number	26244
Date	Jul 5, 2019
Instrument	26244

Lender

Name	CENTRAL COAST LNDG
Address	MORRO BAY, CA 93442

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2049

March 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 3, 2020
Property Address	10060 W FRONT RD, ATASCADERO, CA 93422-5401
Document Number	0000010168
Instrument Date	Jun 6, 2019
Instrument	10168
Record Updated	Mar 17, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$622.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10060 W FRONT RD ATASCADERO CA 934225401, ATASCADERO, CA 93422-5401

Tax Assessment & Valuation

The 2025 property tax bill for 10060 W Front Rd was $3,342 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$244,587 (+2%) Land $76,627 Building $167,960
2025	$3,342.00 Homeowner's exemption	$239,792 Land $75,125 Building $164,667
2023	$3,111.00 (+4.19%) Homeowner's exemption	$230,482 Land $72,208 Building $158,274
2022	$2,986.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10060 W Front Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10060 W Front Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, GeoLinks.

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