1006 Sapling Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 1006 Sapling Dr, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1979
Lot Size	0.248 acres (10,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,000 (Jun 1984)
Tax Bill	$2,004 (2025)
Deeds & Mortgages	Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`12-21-30-501-0000-0910`

Property Details

APN / Parcel Number

Primary APN	`12-21-30-501-0000-0910`
Alternative APN	`21301250100000910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	1,764 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,810 sqft (0.248 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	100 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1006 SAPLING DR
City	WINTER SPRINGS
State	FL
Zip	32708-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 91 OAK FOREST UNIT 1 PB 22 PGS 81 TO 83
Legal Range	30E
Legal Township	21S
Legal Section	12
Legal Subdivision	OAK FOREST UNIT 1
Legal Tract	501
Legal Lot Number	91
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2015
Census Tract	21403

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1006 SAPLING DR, WINTER SPRINGS, FL 32708-4019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1984 · Amount on Record
Deed Sale	Jun 1, 1984 · Amount on Record
Prior Sale	Nov 1, 1979 · Amount on Record
Deed Book / Page	1561 / 1498
Last Transfer Date	Feb 25, 2005
Transfer Doc	0058231800
Record Updated	Jun 8, 2026

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEMINOLE FL
Property Address	1006 SAPLING DR, WINTER SPRINGS, FL 32708-4019
Document Number	0090260307
Instrument Date	Nov 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1006 SAPLING DR WINTER SPRINGS FL 327084019, WINTER SPRINGS, FL 32708-4019

Mortgage

Document Number	0090260307
Date	Nov 20, 2017
Book Page	009026/000307
Instrument	116809

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,004.00 (+10.9%) Homeowner's exemption	$162,520 (+5.99%)	$350,248 (+0.69%) Land $90,000 Building $260,248
2023	$1,807.00 (+3.32%) Homeowner's exemption	$153,340 (+3%)	$347,835 (+7.12%) Land $90,000 Building $257,835
2022	$1,749.00 Homeowner's exemption	$148,874	$324,720 Land $78,000 Building $246,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	11 (1995–2022)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Fay, Aug 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20