1006 Ruth Ct, Marengo, IL 60152 Property Records

McHenry County property record for 1006 Ruth Ct, Marengo, IL 60152

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,117 sqft · built 1999
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$388,000 (Apr 2026)
Tax Bill	$6,740 (2024)
Deeds & Mortgages	Mar 2026 Second Mortgage Apr 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16-01-102-005`

Property Details

APN / Parcel Number

Primary APN	`16-01-102-005`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	3,117 sqft Living Area
Gross Area	3,601 sqft
Basement Area	1,042 sqft
Finished Basement	1,042 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Foundation Type	Concrete
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1006 RUTH CT
City	MARENGO
State	IL
Zip	60152-3363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0012246 LT 76 DORAL RIDGE ESTATES UNIT 1 MEMO: HARMON, GREGORY DAVID/ WALKER, LISA FAM REV LIV TR
Legal Subdivision	DORAL RIDGE ESTATES
Legal Block	102
Legal Lot Number	76
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	RILEY
Census Block Group	3
Census Block	3005
Census Tract	871004

Owner

Source: McHenry County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1666 CORNELL DR, HOFFMAN ESTATES, IL 60169-1006
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD LOANS
Apr 6, 2026	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 3, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD LOANS
Mar 3, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD LOANS
Apr 1, 2022	Intrafamily Transfer, Transfer ATTORNEY
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit TOWN BANK
Jan 11, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	20269046
Prior Transfer Date	Mar 16, 2021
Prior Transfer Doc	0000012246
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1006 RUTH CT, MARENGO, IL 60152-3363
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005526
Date	Mar 3, 2026
Instrument	2026R0005526

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 1, 2026

Interest

Rate Type	Fixed Rate
Rate	8.75%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 6, 2026
Property Address	1006 RUTH CT, MARENGO, IL 60152-3363
Document Number	0000009046
Instrument Date	Mar 28, 2026
Instrument	20269046
Transaction Type	Transfer
Record Updated	Aug 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,782.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1666 CORNELL DR, HOFFMAN ESTATES, IL 60169-1006

Mortgage

Document Number	0000009047,
Date	Apr 6, 2026
Instrument	20269047

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1006 RUTH CT, MARENGO, IL 60152-3363
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005526
Date	Mar 3, 2026
Instrument	2026R0005526

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 1, 2026

Interest

Rate Type	Fixed Rate
Rate	8.75%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1006 RUTH CT, MARENGO, IL 60152-3363
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005526
Date	Mar 3, 2026
Instrument	2026R0005526

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 1, 2026

Interest

Rate Type	Fixed Rate
Rate	8.75%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Apr 1, 2022
Property Address	1006 RUTH CT, MARENGO, IL 60152-3363
Document Number	0000012246
Map Reference	DOC 97R2432
Instrument Date	Mar 16, 2022
Instrument	2022R0012246
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1006 RUTH CT, MARENGO, IL 60152-3363

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1006 RUTH CT, MARENGO, IL 60152-3363
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030700
Date	Aug 7, 2020
Instrument	2020R0030700

Lender

Name	TOWN BANK
Type	Bank
Address	HARTLAND, WI 53029

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	3.39%
Max Rate	20%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 11, 2021
Property Address	1006 RUTH CT, MARENGO, IL 60152-3363
Document Number	0000001885
Map Reference	DOC 97R2432
Instrument Date	Dec 16, 2020
Instrument	2021R0001885
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1006 RUTH CT, MARENGO, IL 60152-3363

Mortgage

Document Number	0000001886
Date	Jan 11, 2021
Instrument	2021R0001886

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Riley Township
Municipality	Marengo City
Elementary School District	Marengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School District	Marengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,740.00	$104,389 (+28.51%) Land $12,465 Building $91,924	$313,167 (+28.51%) Land $37,395 Building $275,772
2022	Homeowner's exemption	$81,232 Land $9,700 Building $71,532	$243,696 Land $29,100 Building $214,596

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1983–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARENGO serves 7,572 people · EPA ID IL1110650
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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