1006 Reading Cir, Laurel, MT 59044 Property Records

Yellowstone County property record for 1006 Reading Cir, Laurel, MT 59044

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.153 acres (6,656 sqft)
Owner	Company Name on Record
Last Sale	$17,290,000 (Jul 2022)
Tax Bill	$540 (2024)
Deeds & Mortgages	Jul 2019 Loan Modification Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`000B027350`

Property Details

APN / Parcel Number

Primary APN	`000B027350`
Alternative APNs	`03-0821-11-2-13-26-0000` `R0338392` `B027350` `B02735`

Exterior

Lot Area	6,656 sqft (0.153 acres)
View / Lot	Neighborhood / Spot

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1006 READING CIR
City	LAUREL
State	MT
Zip	59044-3516
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RMH
Legal Description	VILLAGE SUBD, S11, T02 S, R24 E, BLOCK 3, LOT 8
Legal Subdivision	VILLAGE SUBD
Legal Block	3
Legal Lot Number	8
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	3
Census Block	3012
Census Tract	1902

Owner

Source: Yellowstone County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	548 MARKET ST, SAN FRANCISCO, CA 94104-5401
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2019	Loan Modification, Mortgage STOCKMAN BK/MT
Apr 18, 2019	Warranty Deed, Subdivision Related Transfer OPPORTUNITY BK/MT
Sep 11, 2018	Loan Modification, Mortgage STOCKMAN BK/MT
Jun 28, 2018	Grant Deed, Construction Loan · Line of Credit STOCKMAN BK/MT
May 29, 2018	Warranty Deed, Transfer FIRST MONTANA TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Prior Sale	May 29, 2018
Deed Document Number	20224022049
Record Updated	Jun 8, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 11, 2019
Property Address	1006 READING CIR, LAUREL, MT 59044-3516
Instrument Date	Jul 3, 2019
Instrument	3888460
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003888460
Date	Jul 11, 2019
Instrument	3888460

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 10, 2020

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 18, 2019
Property Address	1006 READING CIR, LAUREL, MT 59044-3516
Document Number	0003880688
Instrument Date	Apr 10, 2019
Instrument	3880688
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 24, 2019
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2715 HIGHWAY 78 ABSAROKEE MT 590016302, ABSAROKEE, MT 59001-6302

Mortgage

Document Number	3880689
Date	Apr 18, 2019
Instrument	3880689

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2049

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 11, 2018
Property Address	1006 READING CIR, LAUREL, MT 59044-3516
Instrument Date	Sep 6, 2018
Instrument	3862118
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003862118
Date	Sep 11, 2018
Instrument	3862118

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 10, 2019

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 28, 2018
Property Address	1006 READING CIR, LAUREL, MT 59044-3516
Instrument Date	Jun 20, 2018
Instrument	3853172
Transaction Type	Construction Loan
Record Updated	Jul 19, 2018
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003853172
Date	Jun 28, 2018
Instrument	3853172

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 27, 2019

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 29, 2018
Property Address	1006 READING CIR, LAUREL, MT 59044-3516
Document Number	0003850217
Instrument Date	May 25, 2018
Instrument	3850217
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	FIRST MONTANA TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,518 (+54.01%) Land $55,518	$55,518 (+54.01%) Land $55,518
2024	$540.00 (+88.15%)
2023	$287.00	$36,049	$36,049 Land $36,049

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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