1006 Prestwick Pl, Cincinnati, OH 45245 Property Records

Clermont County property record for 1006 Prestwick Pl, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,596 sqft · built 2020
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on Record
Last Sale	$421,900 (Apr 2021)
Tax Bill	$6,045 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-28-13F-127`

Property Details

APN / Parcel Number

Primary APN	`28-28-13F-127`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,596 sqft Living Area
1st Floor Area	704 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood
Construction Type	Frame
Lot Area	12,001 sqft (0.276 acres)
View / Lot	Cul-de-sac
Garage Area	462 sqft
Parking Spaces	1 Parking Space
Patio Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1006 PRESTWICK PL
City	CINCINNATI
State	OH
Zip	45245-3375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTWICK PLACE SECTION 1 BLOCK A; LOT 6; SEE 282813F127T FOR TIF
Legal Subdivision	PRESTWICK PLACE
Legal Block	A
Legal Lot Number	6
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	1
Census Block	1001
Census Tract	41505

Owner

Source: Clermont County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1006 PRESTWICK PL, CINCINNATI, OH 45245-3375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 21, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC
Oct 22, 2020	Loan Modification, Mortgage OTHER INSTITUTIONAL LENDERS
Oct 13, 2020	Warranty Deed, Transfer NOT AVAILABLE
Apr 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Oct 13, 2020 · Amount on Record
Deed Document Number	202112770
Deed Book / Page	2877 / 4192
Prior Transfer Date	Mar 12, 2019
Prior Transfer Doc	0000006943
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	1006 PRESTWICK PL, CINCINNATI, OH 45245-3375
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 PRESTWICK PL P1, P1, CINCINNATI, OH 45245-3375

Mortgage

Document Number	0000020400
Date	Oct 1, 2025
Book Page	3004/1825
Instrument	202500020400

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Sep 28, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CLERMONT OH
Recording Date	Apr 21, 2021
Property Address	1006 PRESTWICK PL, CINCINNATI, OH 45245-3375
Document Number	0000012770
Book / Page	2877 / 4192
Map Reference	CAB 17 PG 305-309
Instrument Date	Apr 8, 2021
Instrument	202100012770
Transaction Type	Subdivision Related Transfer
Record Updated	May 16, 2022
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 3940, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1006 PRESTWICK PL, CINCINNATI, OH 45245-3375

Mortgage

Document Number	0000012771
Date	Apr 21, 2021
Instrument	202100012771

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLERMONT OH
Property Address	1006 PRESTWICK PL, CINCINNATI, OH 45245-3375
Document Number	0000029687
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3940 OLYMPIC BLVD ERLANGER KY 410181011, ERLANGER, KY 41018-1011

Mortgage

Document Number	0000029687
Date	Oct 23, 2020
Book Page	002856/003270
Instrument	29687

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	3940 OLYMPIC BLVD # 400, ERLANGER, KY 41018-3593

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Oct 22, 2023

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Oct 13, 2020
Property Address	1006 PRESTWICK PL, CINCINNATI, OH 45245-3375
Document Number	0000028462
Book / Page	002855 / 001786
Instrument Date	Oct 7, 2020
Instrument	28462
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$948.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3940 OLYMPIC BLVD ERLANGER KY 410181011, ERLANGER, KY 41018-1011
Investor	Possibly a Property Investor

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLERMONT OH
Recording Date	Apr 11, 2019
Property Address	1006 PRESTWICK PL, CINCINNATI, OH 45245-3375
Document Number	0000006943
Book / Page	002805 / 002175
Instrument Date	Mar 12, 2019
Instrument	6943
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,822.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,045.00 (-1.88%)	$49,530 (-) Land $18,940 Building $30,590
2024	$6,161.00 (-18.43%) Homeowner's exemption	$49,530 (-) Land $18,940 Building $30,590	$141,500 (-) Land $54,100 Building $87,400
2023	$7,553.00 (+149.52%) Homeowner's exemption	$49,530 (-3.73%) Land $18,940 Building $30,590	$141,500 (-3.74%) Land $54,100 Building $87,400
2022	$3,027.00 Homeowner's exemption	$51,450 Land $17,850 Building $33,600
2020			$147,000 Land $51,000 Building $96,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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