McHenry County property record for 1006 Oeffling Dr, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,472 sqft · built 1968 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $300,000 (Mar 2025) |
| Tax Bill | $5,959 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-08-151-009 |
| Primary APN | 10-08-151-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,472 sqft |
| Basement Area | 672 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 1006 OEFFLING DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-7994 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0050525 LT 451 PISTAKEE HILLS UNIT 3 MEMO: KAMICK, TYLER J/ MADONIA, RAFAELLA M |
| Legal Subdivision | PISTAKEE HILLS |
| Legal Block | 151 |
| Legal Lot Number | 451 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 870704 |
1006 Oeffling Dr is owned by a company that bought it in March 2025 and is owner-occupied.
Source: McHenry County records, as of August 6, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1006 OEFFLING DR, MCHENRY, IL 60051-7994 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE |
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Apr 1, 2024 | Deed of Trust, Mortgage · Line of Credit CRYSTAL LAKE BANK & TRUST COMPANY NA |
| Sep 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Nov 14, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2025 · Amount on File |
| Deed Sale | Mar 4, 2025 · Amount on File |
| Prior Sale | Sep 15, 2021 · Amount on File |
| Deed Document Number | 20255207 |
| Prior Transfer Date | Apr 25, 1999 |
| Prior Transfer Doc | 0000033419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 15, 2026 |
| Property Address | 1006 OEFFLING DR, MCHENRY, IL 60051-7994 |
| Document Number | 0000010078 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 202610078 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 1006 OEFFLING DR, MCHENRY, IL 60051-7994 |
| Document Number | 0000010078, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 202610078 |
| Name | COMPASS MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 15, 2026 |
| Property Address | 1006 OEFFLING DR, MCHENRY, IL 60051-7994 |
| Document Number | 0000010078 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 202610078 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 1006 OEFFLING DR, MCHENRY, IL 60051-7994 |
| Document Number | 0000010078, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 202610078 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 15, 2026 |
| Property Address | 1006 OEFFLING DR, MCHENRY, IL 60051-7994 |
| Document Number | 0000010078 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 202610078 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust, 284 |
| Address | 1006 OEFFLING DR, MCHENRY, IL 60051-7994 |
| Document Number | 0000010078, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 202610078 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1006 OEFFLING DR, JOHNSBURG, IL 60051-7994 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000007643 |
|---|---|
| Date | Apr 1, 2024 |
| Instrument | 2024R0007643 |
| Name | CRYSTAL LAKE BANK & TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Address | CRYSTAL LAKE, IL 60014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Change Frequency | Monthly |
| Min Rate At Change | 3.99% |
| Max Rate | 20% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 15, 2021 |
| Property Address | 1006 OEFFLING DR, JOHNSBURG, IL 60051-7994 |
| Document Number | 0000050525 |
| Map Reference | DOC 361805 MB 14PG40 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 2021R0050525 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1006 OEFFLING DR, MCHENRY, IL 60051-7994 |
| Document Number | 0000050526 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021R0050526 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Index | LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1006 OEFFLING DR, JOHNSBURG, IL 60051-7994 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000038946 |
|---|---|
| Date | Nov 14, 2018 |
| Instrument | 2018R0038946 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,959.00 | $89,089 Land $6,324 Building $82,765 | $267,267 Land $18,972 Building $248,295 |
| 2022 | $62,201 Land $14,628 Building $47,573 | $186,603 Land $43,884 Building $142,719 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1006 Oeffling Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1979–2017) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1006 Oeffling Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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