1006 Oak St, Jal, NM 88252 Property Records

Lea County property record for 1006 Oak St, Jal, NM 88252

Property Summary

Property Type	Single Family Home
Lot Size	0.08 acres (3,523 sqft)
Owner	Individual Name on File
Last Sale	$173,548 (Jul 2025)
Tax Bill	$136 (2025)
Deeds & Mortgages	Jul 2025 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`52094`

Property Details

APN / Parcel Number

Primary APN	`52094`
Alternative APN	`4 000 520 940 001`

Exterior

Architectural Style	Mobile Home
Lot Area	3,523 sqft (0.08 acres)

Location & Zoning

Account Number	52094
Street Address	1006 OAK ST
City	JAL
State	NM
Zip	88252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERNAIRE UNITED RE-DIV BLOCK O-1 LOT 2A MH #215997 LOC HERE
Legal Subdivision	SOUTHERNAIRE UNITED RE-DIV
Legal Block	O-1
Legal Lot Number	2
Jurisdiction	LEA NM
Township / Civil Division	JAL
Census Block Group	3
Census Block	3042
Census Tract	900

Owner

1006 Oak St is owned by an individual who bought it in July 2025.

Source: Lea County records, as of February 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1072, JAL, NM 88252-1072
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
May 13, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
May 13, 2021	Warranty Deed, Transfer · Conventional Mortgage 21ST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on File
Deed Sale	Jul 3, 2025 · Amount on File
Prior Sale	May 13, 2021 · Amount on File
Deed Document Number	20258221
Deed Book / Page	2242 / 425
Prior Transfer Date	May 12, 2021
Prior Transfer Doc	002180/337
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEA NM
Recording Date	Jul 3, 2025
Property Address	1006 OAK ST, JAL, NM 88252
Document Number	002242/425
Book / Page	2242 / 425
Map Reference	MB 2177 PG 615
Instrument Date	Jul 2, 2025
Instrument	8221
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	PIONEER TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1072, JAL, NM 88252-1072

Mortgage

Document Number	0002242426
Date	Jul 3, 2025
Instrument	2242/426

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEA NM
Recording Date	May 13, 2021
Property Address	1006 OAK ST, JAL, NM 88252
Document Number	002180/337
Book / Page	2180 / 337
Map Reference	MB 2177 PG 615
Instrument Date	May 12, 2021
Instrument	5800
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 478, JAL, NM 88252-0478

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEA NM
Recording Date	May 13, 2021
Property Address	1006 OAK ST, JAL, NM 88252
Document Number	002180/336
Book / Page	2180 / 336
Map Reference	MB 2177 PG 615
Instrument Date	Apr 28, 2021
Instrument	5799
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 478, JAL, NM 88252-0478

Mortgage

Document Number	0002180338
Date	May 13, 2021
Instrument	2180/338

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	May 15, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 1006 Oak St was $136, down 2.9% from the year before.

Source: Lea County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Lea County
Municipality	Jal City
Unified School District	Jal Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$136.00 (-2.86%)	$6,319 (+0.6%) Land $1,319 Building $5,000	$18,957 (+0.6%) Land $3,957 Building $15,000
2024	$140.00 (-4.76%)	$6,281 (+0.59%) Land $1,281 Building $5,000	$18,843 (+0.59%) Land $3,843 Building $15,000
2023	$147.00	$6,244 Land $1,244 Building $5,000	$18,732 Land $3,732 Building $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1006 Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 15, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	7 (1990–2022)
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Thunderstorms, Hail & Flooding, May 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1006 Oak St is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 71% of New Mexico
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAL WATER SUPPLY SYSTEM serves 5,500 people · EPA ID NM3521713
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2022
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Leaco Rural Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Plateau Telecommunications, Verizon.

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