1006 Live Oak Cir, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 1006 Live Oak Cir, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,712 sqft · built 1968
Owner	Individual Name on Record
Tax Bill	$3,853 (2023)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`4600-0000-0030-60`

Property Details

APN / Parcel Number

Primary APN	`4600-0000-0030-60`
Alternative APNs	`R000083803` `291252`

Interior

Full Baths	2 Baths
Building Area	1,712 sqft Living Area
1st Floor Area	1,712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2002
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Dimensions	99 ft deep x 90 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	1 sqft
Porch	Covered Porch
Porch Area	212 sqft

Location & Zoning

Account Number	R000083803
Old Parcel Number	4600.0000.0030.60
Street Address	1006 LIVE OAK CIR
City	TOOL
State	TX
Zip	75143-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 AB 488 T S MITCHELL SUR, WINDWARD COVE LT 3 (LESS 99 SQ FT)
Legal Subdivision	WINDWARD COVE SUB (14)
Legal Lot Number	3
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1053
Census Tract	950802

Owner

Source: Henderson County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1006 LIVE OAK CIRCLE, BAILEY, TX 75413
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 11, 2024	Vendor's Lien, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
May 30, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage ASPIRE FINANCIAL INC
May 22, 2023	Vendor's Lien, Transfer · Conventional Mortgage VISTA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2024
Deed Sale	Apr 11, 2024
Prior Sale	May 22, 2023
Deed Document Number	2024-00004932
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	1006 LIVE OAK CIR, TOOL, TX 75143-1502
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14302 JUNIPER CV, DALLAS, TX 75234-2211

Mortgage

Document Number	202500017015
Date	Nov 26, 2025
Instrument	2025-00017015

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jan 1, 2056

April 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Apr 11, 2024
Property Address	1006 LIVE OAK CIR, TOOL, TX 75143-1502
Document Number	202400004932
Map Reference	CAB A SL 334
Instrument Date	Apr 3, 2024
Instrument	2024-00004932
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3853 JUNIPER HILLS DR, ROCKWALL, TX 75032-9234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 LIVE OAK CIRCLE, BAILEY, TX 75413

Mortgage

Document Number	202400004933
Date	Apr 11, 2024
Instrument	2024-00004933

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2034
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	12.8%
Index	SOFR Average 30-Day
Margin	4
Max Rate	12.8%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	1006 LIVE OAK CIR, TOOL, TX 75143-1502
Transaction Type	Mortgage
Record Updated	Jun 7, 2023
Title Company	PRIMA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700008013
Date	May 30, 2017
Instrument	2017-00008013

Lender

Name	ASPIRE FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	May 22, 2023
Property Address	1006 LIVE OAK CIR, TOOL, TX 75143-1502
Document Number	202300007333
Map Reference	CAB G SL 120
Instrument Date	May 19, 2023
Instrument	2023-00007333
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	NOT AVAILABLE, ATTORNEYS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	830 SOUTHPARK CIR, ATHENS, TX 75752-6943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5019 W HANOVER AVE, DALLAS, TX 75209-3309

Mortgage

Document Number	202300007334
Date	May 22, 2023
Instrument	2023-00007334

Lender

Name	VISTA BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Nov 19, 2024

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,853.00 (-65.99%) Homeowner's exemption	$338,744 Land $202,500 Building $166,159	$368,659 Land $202,500 Building $166,159
2022	$11,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	324.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	300 / 100
Starlink Satellite	280 / 30
Conquest Wireless Fixed Wireless	175 / 50

May also be available: Verizon.

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