Okaloosa County property record for 1006 Hwy 98 E, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 836 sqft · built 1994 |
| Lot Size | 0.414 acres (18,055 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $412,500 (Jan 2025) |
| Tax Bill | $3,789 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-1229-4 |
| Primary APN | C56-000-590-1229-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 836 sqft Living Area |
| 1st Floor Area | 836 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Condo/Apartment |
| Lot Area | 18,055 sqft (0.414 acres) |
| Community Room | Community Room |
| Street Address | 1006 HIGHWAY 98 E |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2902 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ST MARTIN BEACHWALK PH II UNIT 311 BLDG 3 |
| Legal Subdivision | ST MARTIN BEACHWALK PH II |
| Legal Phase | 2 |
| Legal Block | 3 |
| Legal Lot Number | 3110 |
| Legal Unit | 3110 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 23303 |
Source: Okaloosa County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6751 LOYOLA DR, HUNTINGTON BEACH, CA 92647-4051 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| May 11, 2020 | Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Jul 19, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2025 · Amount on Record |
| Deed Sale | Jan 3, 2025 · Amount on Record |
| Prior Sale | May 11, 2020 · Amount on Record |
| Deed Document Number | 20253730869 |
| Prior Transfer Date | Aug 15, 2017 |
| Prior Transfer Doc | 0033142490 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 11, 2020 |
| Property Address | 1006 HIGHWAY 98 E # 311-B, 311-B, DESTIN, FL 32541-2902 |
| Document Number | 0034611179 |
| Book / Page | 003461 / 001179 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 3357252 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2020 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1006 HIGHWAY 98 E #311 DESTIN FL 325412902, 311, DESTIN, FL 32541-2902 |
| Document Number | 34611181 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 003461/001181 |
| Instrument | 3357253 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 19, 2018 |
| Property Address | 1006 HIGHWAY 98 E # 311-B, 311-B, DESTIN, FL 32541-2902 |
| Document Number | 0033594226 |
| Book / Page | 003359 / 004226 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 3220828 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4531 COUNTY MANOR WALK GAINESVILLE GA 30504, GAINESVILLE, GA 30504 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,789.00 (+30.88%) | $320,000 (+28%) Building $320,000 | $320,000 (+28%) Building $320,000 |
| 2023 | $2,895.00 (+7.26%) | $250,000 (+6.38%) Building $250,000 | $250,000 (+6.38%) Building $250,000 |
| 2022 | $2,699.00 | $235,000 Building $235,000 | $235,000 Building $235,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 665 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3,929 units insured incl. 3,264 condo units |
| Nearby Flood Claims | 507 (1979–2026) |
| Claims Outside the SFHA | 33 of 507 |
| Most Recent Claim | May 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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